823 Crabtree Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 823 Crabtree Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,992 sqft · built 1915
Lot Size	3.49 acres (152,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Mar 2018)
Tax Bill	$1,258 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0777-00-74-8873`

Property Details

APN / Parcel Number

Primary APN	`0777-00-74-8873`
Alternative APN	`555781394`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	152,024 sqft (3.49 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	555781394
Street Address	823 CRABTREE RD
City	SPRUCE PINE
State	NC
Zip	28777-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACK MTN 1002
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2065
Census Tract	950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 CRABTREE RD, SPRUCE PINE, NC 28777-6109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 28, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Prior Sale	Aug 19, 2005 · Amount on Record
Deed Document Number	2018504
Deed Book / Page	589 / 511
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	823 CRABTREE RD, SPRUCE PINE, NC 28777-6109
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	626/863
Date	Apr 26, 2021
Book Page	626/863
Instrument	2021000876

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Mar 28, 2018
Property Address	823 CRABTREE RD, SPRUCE PINE, NC 28777-6109
Document Number	589/511
Book / Page	589 / 511
Instrument Date	Mar 28, 2018
Instrument	2018000504
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2019 CORTEZ AVE, 2019, VERO BEACH, FL 32960-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 CRABTREE RD, SPRUCE PINE, NC 28777-6109

Mortgage

Document Number	2018000505
Date	Mar 28, 2018
Instrument	2018000505

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,258.00	$196,600 (-) Land $46,900 Building $149,700
2025	$1,258.00 (+1.62%)	$196,600 (-) Land $46,900 Building $149,700
2023	$1,238.00	$196,600 Land $46,900 Building $149,700	$196,600 Land $46,900 Building $149,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	400 / 24
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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