823 Charles St, Cairo, IL 62914 Property Records

Alexander County property record for 823 Charles St, Cairo, IL 62914

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Tax Bill$2,276 (2024)
Flood ZoneZone X (reduced by levee)
APN12-26-251-007

Property Details

APN / Parcel Number

Primary APN12-26-251-007
Alternative APN
  • 01-01-01-151-001

Location & Zoning

Street Address823 CHARLES ST
CityCAIRO
StateIL
Zip62914-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15' W SIDE LOT 14 & ALL OF 15 & 16 BLK 17 FOURTH ADDITION.
Legal SubdivisionFOURTH ADD
Legal Block17
Legal Lot Number14
JurisdictionALEXANDER IL
Township / Civil DivisionCAIRO
Census Block Group2
Census Block2001
Census Tract957900

Owner

823 Charles St is owned and occupied by an individual.

Source: Alexander County records, as of October 16, 2025

Owner of RecordIndividual Name on File
Mailing Address2611 HOLBROOK AVE, CAIRO, IL 62914-1416
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number000D400475
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyAlexander County
MunicipalityCairo City
Unified School DistrictCairo Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,276.00$19,914 Land $405 Building $19,509$59,742 Land $1,215 Building $58,527
2022$1,688.00$15,694 Land $320 Building $15,374$47,082 Land $960 Building $46,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 Charles St in Zone X, where a levee reduces flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2011)
Claims Outside the SFHA7 of 7
Most Recent ClaimMay 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CAIRO
private · serves 1,821 people · EPA ID IL0035030
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Charles St

Nearby Streets

Search Property Records by Address or Parcel Number