823 Cedar Crest Dr, Elyria, OH 44035 Property Records

Lorain County property record for 823 Cedar Crest Dr, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	2,122 sqft Living Area
Garage	Attached, 708 sqft
Occupancy	Owner Occupied
Last Sale	$402,935 (2022)
Tax Bill	$5,671.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-00-071-000-172`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,122 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	708 sqft Garage
Patio Area	78 sqft Patio
Canopy Area	450 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	823 CEDAR CREST DR
City	ELYRIA
State	OH
Zip	44035-8985
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOUR SEASONS AT CHESTNUT RIDGE SUB 3 50.70 X 140.35
Legal Lot Number	195
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2004
Census Tract	91100

Owner

Source: Lorain County records · APN 11-00-071-000-172

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	823 CEDAR CREST DR, ELYRIA, OH 44035-8985
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Deed Doc Number	2022005942
Record Refreshed	Jun 08, 2026

September 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 16, 2022
Property Address	823 CEDAR CREST DR, ELYRIA, OH 44035-8985
Document Number	0000891644
Map Reference	VOL 110 PG 91-96
Instrument Date	Aug 01, 2022
Instrument	2022-0891644
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	823 CEDAR CREST DR, ELYRIA, OH 44035-8985

Mortgage

Document Number	0000891645
Date	Sep 16, 2022
Instrument	2022-0891645

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1055 Months
Due	Aug 13, 2110

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,671.00	$137,490 (%) Land $19,020 Building $118,470	$392,840 (-) Land $54,350 Building $338,490
2024	$5,671.00 (-10.62%)	$137,495 (-) Land $19,023 Building $118,472	$392,840 (-) Land $54,350 Building $338,490
2023	$6,345.00 (+782.48%)	$137,495 (+803.38%) Land $19,023 Building $118,472	$392,840 (+803.5%) Land $54,350 Building $338,490
2022	$719.00	$15,220 Land $15,220
2021			$43,480 Land $43,480

Flood & Wildfire

823 Cedar Crest Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.