823 Cavanaugh Rd, Fort Smith, AR 72908 Property Records

Sebastian County property record for 823 Cavanaugh Rd, Fort Smith, AR 72908

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,834 sqft
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Jan 2023)
Tax Bill	$1,676 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18883-0000-02651-00`

Property Details

APN / Parcel Number

Primary APN	`18883-0000-02651-00`
Alternative APN	`51992`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft
Utility Area	90 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Detached
Garage Area	900 sqft
Driveway	Concrete Driveway
Driveway Area	1,805 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	46 sqft
Patio Area	250 sqft
Utility Building	912 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	51992
Street Address	823 CAVANAUGH RD
City	FORT SMITH
State	AR
Zip	72908-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SW SE
Legal Range	32
Legal Township	07
Legal Section	05
Legal Subdivision	05-07-32
Legal Block	2
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2013
Census Tract	1310

Owner

823 Cavanaugh Rd is owned and occupied by two individuals who bought it in January 2023.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	823 CAVANAUGH RD, FORT SMITH, AR 72908-7915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
Jan 13, 2023	Warranty Deed, Transfer · VA Mortgage ARVEST BANK
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	Nov 17, 2017 · Amount on File
Deed Document Number	2023953
Prior Transfer Date	Nov 16, 2017
Prior Transfer Doc	0000000371
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	823 CAVANAUGH RD, FORT SMITH, AR 72908-7915
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023F00372
Date	Jan 5, 2023
Instrument	2023F-00372

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Dec 1, 2047

Interest

Change Frequency	3 Years

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jan 13, 2023
Property Address	823 CAVANAUGH RD, FORT SMITH, AR 72908-7915
Document Number	2023F00953
Instrument Date	Jan 12, 2023
Instrument	2023F-00953
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 TRENTON DR, FORT SMITH, AR 72908-8246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 CAVANAUGH RD, FORT SMITH, AR 72908-7915

Mortgage

Document Number	2023F00954
Date	Jan 13, 2023
Instrument	2023F-00954

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	823 CAVANAUGH RD, FORT SMITH, AR 72908-7915
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022F27124
Date	Nov 14, 2022
Instrument	2022F-27124

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 13, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Nov 17, 2017
Property Address	823 CAVANAUGH RD, FORT SMITH, AR 72908-7915
Document Number	2017F25167
Instrument Date	Nov 17, 2017
Instrument	2017F-25167
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	WESTERN AR TITLE SERVICES, WESTERN ARKANSAS TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 161, POCOLA, OK 74902-0161

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	823 CAVANAUGH RD, FORT SMITH, AR 72908-7915

Mortgage

Document Number	2017F25168
Date	Nov 17, 2017
Instrument	2017F-25168

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 823 Cavanaugh Rd was $1,676.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,676.00	$45,192 (-) Land $5,000 Building $40,192	$225,960 (-) Land $25,000 Building $200,960
2025	$1,676.00	$45,192 Land $5,000 Building $40,192	$225,960 Land $25,000 Building $200,960
2023	$1,154.00 Homeowner's exemption	$27,500 Land $3,400 Building $24,100	$137,500 Land $17,000 Building $120,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 Cavanaugh Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 Cavanaugh Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 68% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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