823 Carolee Cir, Biloxi, MS 39532 Property Records

Harrison County property record for 823 Carolee Cir, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,634 sqft · built 1977
Lot Size	0.219 acres (9,558 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1209E-03-077.000`

Property Details

APN / Parcel Number

Primary APN	`1209E-03-077.000`
Alternative APN	`008115`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,634 sqft Adjusted Area
1st Floor Area	1,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,558 sqft (0.219 acres)
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	823 CAROLEE CIR
City	BILOXI
State	MS
Zip	39532-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 SUNKIST MANOR SUBD 7TH ADD
Legal Range	10W
Legal Township	07S
Legal Section	14
Legal Subdivision	SUNKIST MANOR SUBD 7TH ADD
Legal Lot Number	94
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1015
Census Tract	3312

Owner

823 Carolee Cir is owned by two individuals who acquired it in May 2023.

Source: Harrison County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	985 N COUNTRY CLUB LN, BILOXI, MS 39532-3252
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage NAVY FCU
Nov 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN
Dec 16, 2022	Special Warranty Deed, Foreclosure
Dec 6, 2022	Foreclosure
Aug 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023
Deed Sale	May 2, 2023
Prior Sale	Dec 16, 2022
Deed Document Number	20232480
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	823 CAROLEE CIR, BILOXI, MS 39532-4222
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170002270TJ2
Date	Aug 1, 2017
Instrument	2017-0002270-T-J2

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	823 CAROLEE CIR, BILOXI, MS 39532-4222
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 N COUNTRY CLUB LN, BILOXI, MS 39532-3252

Mortgage

Document Number	20230006664TJ2
Date	Nov 17, 2023
Instrument	2023-0006664-T-J2

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	DIAMONDHEAD, MS 39525

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2028

December 2022: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 16, 2022
Property Address	823 CAROLEE CIR, BILOXI, MS 39532-4222
Document Number	20220009379DJ2
Map Reference	PB 7 PG 2
Instrument Date	Dec 14, 2022
Instrument	2022-0009379-D-J2
Transaction Type	Foreclosure
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

December 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	HARRISON MS
Recording Date	Dec 6, 2022
Property Address	823 CAROLEE CIR, BILOXI, MS 39532-4222
Document Number	20220009158DJ2
Map Reference	PB 7 PG 2
Instrument Date	Dec 5, 2022
Instrument	2022-0009158-D-J2
Transaction Type	Foreclosure
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 HIGHLAND COLONY PKWY STE 304, 304, RIDGELAND, MS 39157-2049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 1, 2017
Property Address	823 CAROLEE CIR, BILOXI, MS 39532-4222
Document Number	20170001838J2
Map Reference	MB 7 PG 2
Instrument Date	Jul 20, 2017
Instrument	2017-0001838-J2
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 POPPS FERRY RD # RDJ1015, RDJ1015, BILOXI, MS 39532-2059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 CAROLEE CIR, BILOXI, MS 39532-4222

Tax Assessment & Valuation

The 2025 property tax bill for 823 Carolee Cir was $1,552, down 0.1% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00 (-0.06%)	$13,889	$92,595 Land $34,500 Building $58,095
2024	$1,553.00 (+0.91%)
2023	$1,539.00	$14,021 (-)	$93,475 (-) Land $34,500 Building $58,975
2022	$1,539.00	$14,021	$93,475 Land $34,500 Building $58,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 Carolee Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2005–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 823 Carolee Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CoastConnect.

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