823 Cardinal Dr, Bryan, OH 43506 Property Records

Williams County property record for 823 Cardinal Dr, Bryan, OH 43506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,468 sqft · built 1979
Lot Size	0.529 acres (23,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Apr 2017)
Tax Bill	$4,675 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2022 Line of Credit + 4 more
APN	`063-190-43-012.000`

Property Details

APN / Parcel Number

Primary APN	`063-190-43-012.000`
Alternative APN	`0305600003300`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area
1st Floor Area	2,836 sqft
Upper Floors Area	1,050 sqft
Basement Area	1,358 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	23,043 sqft (0.529 acres)
Lot Dimensions	183 ft deep x 125 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	467 sqft
Deck Area	726 sqft
Patio Area	790 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	823 CARDINAL DR
City	BRYAN
State	OH
Zip	43506-2570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 177 PETERS 9TH 030-31692-700
Legal Subdivision	PETER'S 9TH ADD
Legal Lot Number	177
Jurisdiction	WILLIAMS OH
Township / Civil Division	BRYAN
Census Block Group	1
Census Block	1049
Census Tract	950700

Owner

Source: Williams County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 CARDINAL DR, BRYAN, OH 43506-2570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS MERCHANTS STATE BANK
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
May 6, 2020	Deed of Trust, Mortgage THE FARMERS & MERCHANTS STATE BANK
Nov 1, 2017	Deed of Trust, Mortgage THE FARMERS & MERCHANTS STATE BANK
Apr 21, 2017	Warranty Deed, Transfer
Apr 21, 2017	Warranty Deed, Transfer THE FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2017 · Amount on Record
Deed Sale	Apr 21, 2017 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	201742472
Deed Book / Page	320 / 467
Prior Transfer Date	Dec 3, 2007
Prior Transfer Doc	00237/0818
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMS OH
Recording Date	Aug 5, 2026
Property Address	823 CARDINAL DR, BRYAN, OH 43506-2570
Document Number	0000002965
Book / Page	366 / 5627
Instrument Date	Aug 3, 2026
Instrument	20262965
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 CARDINAL DR, BRYAN, OH 43506-2570
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002965,
Date	Aug 5, 2026
Book Page	366/5627
Instrument	20262965

Lender

Name	FARMERS MERCHANTS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2036

Interest

Rate	6.43%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMS OH
Property Address	823 CARDINAL DR, BRYAN, OH 43506-2570
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	PRESERVATION TITLE LIMITED, PRESERVATION TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00348/5478
Date	Apr 11, 2022
Book Page	348/5478
Instrument	202200001696

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMS OH
Property Address	823 CARDINAL DR, BRYAN, OH 43506-2570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	337/1910
Date	May 6, 2020
Book Page	337/1910
Instrument	202000058508

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Amount	Amount Recorded
Term	331 Months
Due	Dec 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMS OH
Property Address	823 CARDINAL DR, BRYAN, OH 43506-2570
Transaction Type	Mortgage
Record Updated	Dec 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700045316
Date	Nov 1, 2017
Book Page	323/0238
Instrument	201700045316

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMS OH
Recording Date	Apr 21, 2017
Property Address	823 CARDINAL DR, BRYAN, OH 43506-2570
Document Number	320/0467
Book / Page	320 / 0467
Map Reference	VOL 10 PG 13
Instrument Date	Apr 21, 2017
Instrument	201700042472
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 CARDINAL DR, BRYAN, OH 43506-2570
Investor	Possibly a Property Investor

Mortgage

Document Number	, 201700042473
Date	Apr 21, 2017
Instrument	201700042473

Lender

Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMS OH
Recording Date	Apr 21, 2017
Property Address	823 CARDINAL DR, BRYAN, OH 43506-2570
Document Number	00320/0467
Book / Page	320 / 0467
Map Reference	VOL 10 PG 13
Instrument Date	Apr 21, 2017
Instrument	201700042472
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 CARDINAL DR, BRYAN, OH 43506-2570
Investor	Possibly a Property Investor

Mortgage

Document Number	201700042473
Date	Apr 21, 2017
Instrument	201700042473

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Williams County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bryan City
County	Williams County
Unified School District	Bryan City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,675.00 (+1.02%)	$104,940 (+29.11%) Land $17,960 Building $86,980	$299,800 (+29.11%) Land $51,300 Building $248,500
2024	$4,628.00 (+17.13%)
2023	$3,951.00	$81,280 Land $17,960 Building $63,320
2021			$232,200 Land $51,300 Building $180,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYAN CITY PWS serves 8,729 people · EPA ID OH8600012
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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