823 C Ave, Armstrong, IA 50514 Property Records

Emmet County property record for 823 C Ave, Armstrong, IA 50514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,576 sqft · built 1995
Lot Size	0.655 acres (28,534 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Sep 2014)
Tax Bill	$3,608 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0814329026`

Property Details

APN / Parcel Number

Primary APN	`0814329026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Basement Area	1,576 sqft
Finished Basement	370 sqft
Unfinished Basement	1,206 sqft
Game Room	Game Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,534 sqft (0.655 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	60 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	823 C AVE
City	ARMSTRONG
State	IA
Zip	50514-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24 & 25 BLK 2 SUBURBAN ESTATES FIRST ADDITION
Legal Subdivision	SUBURBAN ESTATES 1ST ADDN
Legal Block	2
Legal Lot Number	24,25
Jurisdiction	EMMET IA
Township / Civil Division	ARMSTRONG GROVE
Census Block Group	2
Census Block	2090
Census Tract	70100

Owner

823 C Ave is owned and occupied by two individuals who bought it in September 2014.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	823 C AVE, ARMSTRONG, IA 50514-7428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 4, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 18, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2014 · Amount on File
Deed Sale	Sep 10, 2014 · Amount on File
Deed Document Number	20141229
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	823 C AVE, ARMSTRONG, IA 50514-7428
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 C AVE, ARMSTRONG, IA 50514-7428

Mortgage

Document Number	0202501156
Date	Sep 3, 2025
Instrument	2025-01156

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2045

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	823 C AVE, ARMSTRONG, IA 50514-7428
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000957
Date	Aug 4, 2020
Instrument	2020-00957

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	823 C AVE, ARMSTRONG, IA 50514-7428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/11611
Date	Apr 18, 2017
Book Page	2017/11611
Instrument	2017-11611

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 823 C Ave was $3,608.

Source: Emmet County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Armstrong City
County	Emmet County
Unified School District	North Union Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,608.00	$233,200 (-) Land $39,100 Building $194,100	$233,200 (-) Land $39,100 Building $194,100
2025		$233,200 Land $39,100 Building $194,100	$233,200 Land $39,100 Building $194,100
2024	$3,392.00
2023		$219,700 (+19.99%) Land $39,100 Building $180,600	$219,700 Land $39,100 Building $180,600
2022	$3,266.00	$183,100 Land $39,100 Building $144,000
2021			$183,100 Land $39,100 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 823 C Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 C Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARMSTRONG WATER SUPPLY serves 918 people · EPA ID IA3203066
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Independent Networks Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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