Orange County property record for 823 Brandy Oaks Loop, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,507 sqft · built 2009 |
| Lot Size | 0.203 acres (8,857 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $248,400 (Dec 2009) |
| Tax Bill | $3,645 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-22-27-6124-01-150 |
| Primary APN | 22-22-27-6124-01-150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,507 sqft Living Area |
| Gross Area | 3,308 sqft |
| 1st Floor Area | 1,716 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,857 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 823 BRANDY OAKS LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | OAKS AT BRANDY LAKE 68/51 LOT 115 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 22 |
| Legal Subdivision | OAKS AT BRANDY LAKE |
| Legal Tract | 6124 |
| Legal Block | 1 |
| Legal Lot Number | 115 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 17302 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 823 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2009 · Amount on Record |
| Deed Sale | Dec 9, 2009 · Amount on Record |
| Deed Document Number | 2009715762 |
| Deed Book / Page | 9973 / 3681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 823 BRANDY OAKS LOOP, WINTER GARDEN, FL 34787-2445 |
| Document Number | 0000680851 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 823 BRANDY OAKS LOOP WINTER GARDEN FL 347872445, WINTER GARDEN, FL 34787-2445 |
| Document Number | 0000680851 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 680851 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 29, 2034 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,425 (+2.7%) | $503,130 (-1.13%) Land $135,000 Building $368,130 | |
| 2025 | $3,645.00 (+5.32%) Homeowner's exemption | $264,289 (+5.99%) | $508,900 (+9.55%) Land $135,000 Building $373,900 |
| 2024 | $3,461.00 (+3.87%) | ||
| 2023 | $3,332.00 (+3.19%) Homeowner's exemption | $249,360 (+3%) | $464,552 (+31.77%) Land $135,000 Building $329,552 |
| 2022 | $3,229.00 Homeowner's exemption | $242,097 | $352,537 Land $100,000 Building $252,537 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Metronet, Verizon.
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