823 Botts Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 823 Botts Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	4,116 sqft · built 1970
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jun 2026)
Tax Bill	$1,755 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29880`

Property Details

APN / Parcel Number

Primary APN	`29880`
Alternative APN	`1295827`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	4,116 sqft Finished Area
Basement Area	2,058 sqft
Finished Basement	2,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Carport
Garage Area	1,250 sqft
Carport	Carport
Carport Area	1,250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	198 sqft
Storage Building	76 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1295827
Street Address	823 BOTTS RD
City	SHELBY
State	NC
Zip	28150-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	2.70 AC RD 1844
Legal Block	3
Legal Lot Number	16
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2026
Census Tract	950800

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5457 DOLPHIN LN, LINCOLNTON, NC 28092-7410
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage SERVISFIRST BANK
Dec 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Deed Document Number	2026200130364
Deed Book / Page	1978 / 493
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 30, 2026
Property Address	823 BOTTS RD, SHELBY, NC 28150-3258
Document Number	0200130364
Book / Page	1978 / 493
Instrument Date	Jun 26, 2026
Instrument	2026200130364
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5457 DOLPHIN LN, LINCOLNTON, NC 28092-7410

Mortgage

Document Number	0200130365,
Date	Jun 30, 2026
Instrument	2026200130365

Lender

Name	SERVISFIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	823 BOTTS RD, SHELBY, NC 28150-3258
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019631444
Date	Dec 19, 2025
Book Page	1963/1444
Instrument	200122596

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	823 BOTTS RD, SHELBY, NC 28150-3258
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018472719
Date	Aug 3, 2021
Book Page	1847/2719
Instrument	200059061

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,755.00 (+2.45%)	$269,897 (-) Land $41,017 Building $228,880	$269,897 (-) Land $41,017 Building $228,880
2025	$1,713.00	$269,897 (+28.22%) Land $41,017 Building $228,880	$269,897 (+28.22%) Land $41,017 Building $228,880
2023		$210,492 Land $35,355 Building $175,137	$210,492 Land $35,355 Building $175,137

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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