823 Bakewell St, Covington, KY 41011 Property Records

Kenton County property record for 823 Bakewell St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,142 sqft · built 1894
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Aug 2023)
Tax Bill	$1,853 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-44-14-015.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-14-015.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,142 sqft Finished Area
Gross Area	1,306 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	823 BAKEWELL ST
City	COVINGTON
State	KY
Zip	41011-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY S 1/2 LOT 22 25'X 100'
Legal Subdivision	PERRY
Legal Lot Number	22
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	823 BAKEWELL ST, COVINGTON, KY 41011-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	2023204
Deed Book / Page	241 / 916
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 19, 2017
Property Address	823 BAKEWELL ST, COVINGTON, KY 41011-1229
Document Number	0000000198
Book / Page	0C6163 / 000206
Instrument Date	May 16, 2017
Instrument	198
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	PROPERTY ABSTRACT LIMITED, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	823 BAKEWELL ST COVINGTON KY 410111229, COVINGTON, KY 41011-1229

Mortgage

Document Number	199
Date	May 19, 2017
Book Page	0C6163/000209
Instrument	199

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,900 (-) Land $10,000 Building $129,900	$139,900 (-) Land $10,000 Building $129,900
2025	$1,853.00 (-0.54%)	$139,900 (-) Land $10,000 Building $129,900	$139,900 (-) Land $10,000 Building $129,900
2023	$1,863.00	$139,900 Land $10,000 Building $129,900	$139,900 Land $10,000 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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