823 Ames Ct, Cambridge, MD 21613 Property Records

Dorchester County property record for 823 Ames Ct, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,336 sqft · built 2007
Lot Size	0.186 acres (8,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,900 (Feb 2019)
Tax Bill	$3,810 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-222173`

Property Details

APN / Parcel Number

Primary APN	`07-222173`
Alternative APN	`222173`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,336 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,113 sqft (0.186 acres)
Porch	Slab
Porch Area	126 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	222173
Street Address	823 AMES CT
City	CAMBRIDGE
State	MD
Zip	21613-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5-8,113 SQFT. E OF MACES LANE AMES COURT SUBDIVISION
Legal Subdivision	MACES LANE AMES COURT SUB
Legal Lot Number	5
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3015
Census Tract	970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 AMES CT, CAMBRIDGE, MD 21613-2643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC
Feb 6, 2019	Deed, Subdivision Related Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 17, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 17, 2018	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2019 · Amount on Record
Deed Sale	Feb 6, 2019 · Amount on Record
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Book / Page	1504 / 159
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	823 AMES CT, CAMBRIDGE, MD 21613-2643
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017140202
Date	Jan 21, 2022
Book Page	1714/202

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 6, 2019
Property Address	823 AMES CT, CAMBRIDGE, MD 21613-2643
Document Number	0015040159
Book / Page	1504 / 159
Map Reference	CAB 52 FO 122
Instrument Date	Jan 31, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	823 AMES CT, CAMBRIDGE, MD 21613-2643

Mortgage

Document Number	0001504166
Date	Feb 6, 2019
Instrument	1504/166

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 17, 2018
Property Address	823 AMES CT, CAMBRIDGE, MD 21613-2643
Document Number	0014890349
Book / Page	001489 / 000349
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$81.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1203 PEMBERTON DR SALISBURY MD 218012403, SALISBURY, MD 21801-2403

August 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 17, 2018
Property Address	823 AMES CT, CAMBRIDGE, MD 21613-2643
Document Number	0014780001
Book / Page	001478 / 000001
Instrument Date	Aug 15, 2018
Transaction Type	Foreclosure
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 59 HEBRON MD 218300059, HEBRON, MD 21830-0059

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,810.00 (-5.34%)	$203,900 (+9.76%) Land $16,400 Building $187,500	$203,900 (-4.85%) Land $16,400 Building $187,500
2025	$4,025.00 (+17.24%)
2023	$3,433.00	$185,767	$214,300 Land $16,400 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, T-Mobile, Verizon.

Nearby Properties on Ames Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures