823 5th St, Wilson, OK 73463 Property Records

Carter County property record for 823 5th St, Wilson, OK 73463

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,388 sqft · built 1978
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Sep 2025)
Tax Bill	$591 (2025)
Deeds & Mortgages	Oct 2026 Reverse Mortgage Oct 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18251`

Property Details

APN / Parcel Number

Primary APN	`18251`
Alternative APN	`4085-00-002-005-0-001-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18251
Street Address	823 5TH ST
City	WILSON
State	OK
Zip	73463-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOODELL #3, BLK 2 LOT 5-6 (50X130) EA.
Legal Range	02W
Legal Township	05S
Legal Section	05
Legal Subdivision	GOODELL ADDN #3
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	CARTER OK
Township / Civil Division	WILSON
Census Block Group	3
Census Block	3042
Census Tract	892400

Owner

823 5th St is owned and occupied by two individuals who bought it in September 2025.

Source: Carter County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	823 5TH ST, WILSON, OK 73463-2648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Oct 2, 2026	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Sep 8, 2025	Warranty Deed, Transfer WARRANTY ABSTRACT COMPANY INC, GUARANTY ABSTRACT CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Sep 24, 2001 · Amount on File
Deed Document Number	20259560
Deed Book / Page	7761 / 186
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	Oct 2, 2026
Property Address	823 5TH ST, WILSON, OK 73463-2648
Document Number	0000010156
Book / Page	7966 / 239
Instrument Date	Sep 21, 2026
Instrument	202610156
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	OKLAHOMA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 5TH ST, WILSON, OK 73463-2648

Mortgage

Document Number	0000010156,
Date	Oct 2, 2026
Book Page	7966/239
Instrument	202610156

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months
Due	Sep 14, 2110

Interest

Rate Type	Adjustable Rate
Rate	7.96%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	Oct 2, 2026
Property Address	823 5TH ST, WILSON, OK 73463-2648
Document Number	0000010155
Book / Page	7966 / 221
Instrument Date	Sep 21, 2026
Instrument	202610155
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	OKLAHOMA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 5TH ST, WILSON, OK 73463-2648

Mortgage

Document Number	0000010155,
Date	Oct 2, 2026
Book Page	7966/221
Instrument	202610155

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months
Due	Sep 14, 2110

Interest

Rate Type	Adjustable Rate
Rate	7.96%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 8, 2025
Property Address	823 5TH ST, WILSON, OK 73463-2648
Document Number	007761/186
Book / Page	7761 / 186
Instrument Date	Sep 2, 2025
Instrument	I-2025-009560
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	WARRANTY ABSTRACT COMPANY INC, GUARANTY ABSTRACT CO INC

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2215 4TH AVE NW, ARDMORE, OK 73401-2595

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 5TH ST, WILSON, OK 73463-2648

Tax Assessment & Valuation

The 2025 property tax bill for 823 5th St was $591 with a homeowner's exemption, down 0.2% from the year before.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Wilson City
Unified School District	Wilson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,600 (+53.09%) Land $263 Building $9,337	$80,000 (-28.46%) Land $2,190 Building $77,810
2025	$591.00 (-0.17%) Homeowner's exemption	$6,271 (+2.99%) Land $600 Building $5,671	$111,832 (-8.75%) Land $5,000 Building $106,832
2024	$592.00 (+12.76%) Homeowner's exemption	$6,089 (+2.99%) Land $600 Building $5,489	$122,558 (+148.77%) Land $5,000 Building $117,558
2023	$525.00 Homeowner's exemption	$5,912 Land $600 Building $5,312	$49,265 Land $5,000 Building $44,265

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 823 5th St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILSON MUNICIPAL AUTHORITY serves 1,600 people · EPA ID OK2001001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Optimum Cable	10 / 1

May also be available: AT&T, T-Mobile.

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