823 108th Ave N, Naples, FL 34108 Property Records

Collier County property record for 823 108th Ave N, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details1,843 sqft · built 1989
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$675,000 (May 2024)
Tax Bill$5,884 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2025 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN509200 3 263A28

Property Details

APN / Parcel Number

Primary APN509200 3 263A28
Alternative APNs
  • 624111600011189003263
  • 62411160001

Interior

Stories1 Story
Building Area1,843 sqft Living Area
1st Floor Area1,843 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Pool Area392 sqft
Deck Area528 sqft

Location & Zoning

Street Address823 108TH AVE N
CityNAPLES
StateFL
Zip34108-1873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF-6
Legal DescriptionNAPLES PARK UNIT 1 BLK 3 LOT 26
Legal Range25
Legal Township48
Legal Section28
Legal SubdivisionNAPLES
Legal Tract509200
Legal Block3
Legal Lot Number26
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3004
Census Tract10110

Owner

823 108th Ave N is owned by an individual who acquired it in September 2025.

Source: Collier County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address711 5TH AVE S, 209, NAPLES, FL 34102-6628
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 INCORPORATED
Oct 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 INC
Sep 16, 2025Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2024 · Amount on File
Deed SaleMay 22, 2024 · Amount on File
Prior SaleMay 1, 2002 · Amount on File
Deed Document Number20246549212
Deed Book / Page6362 / 1082
Last Transfer DateSep 12, 2025
Transfer Doc0065080715
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Recording DateApr 22, 2026
Property Address823 108TH AVE N, NAPLES, FL 34108-1873
Document Number0006814188
Book / Page6578 / 1726
Instrument DateApr 17, 2026
Instrument20266814188
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2463 10TH ST N, NAPLES, FL 34103-4509

Mortgage

Document Number0006814188,
DateApr 22, 2026
Book Page6578/1726
Instrument20266814188
Lender
NameMORTGAGE 1 INCORPORATED
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address823 108TH AVE N, NAPLES, FL 34108-1873
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2463 10TH ST N, NAPLES, FL 34103-4509

Mortgage

Document Number0065161582
DateOct 13, 2025
Book Page6516/1582
Instrument6740520
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

September 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateSep 16, 2025
Property Address823 108TH AVE N, NAPLES, FL 34108-1873
Document Number0065080715
Book / Page6508 / 715
Map ReferenceMB 1 PG 106
Instrument DateSep 12, 2025
Instrument6730432
Transaction TypeTransfer
Record UpdatedOct 1, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address711 5TH AVE S # S209, S209, NAPLES, FL 34102-6628

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 5TH AVE S STE 209, 209, NAPLES, FL 34102-6628

Tax Assessment & Valuation

The 2025 property tax bill for 823 108th Ave N was $5,884, down 13.9% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$526,830 (-9.94%) Land $371,250 Building $155,580$526,830 (-9.94%) Land $371,250 Building $155,580
2025$5,884.00 (-13.9%)$584,984 (-13.96%) Land $351,000 Building $233,984$584,984 (-13.96%) Land $351,000 Building $233,984
2024$6,834.00 (+258.93%)$679,892 (+229.94%) Land $486,000 Building $193,892$679,892 (-1.39%) Land $486,000 Building $193,892
2023$1,904.00 (-1.35%) Homeowner's exemption$206,063 (+3%)$689,444 (+36.19%) Land $496,125 Building $193,319
2022$1,930.00 Homeowner's exemption$200,061$506,240 Land $295,904 Building $210,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 823 108th Ave N in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 222 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies222 in force
Nearby Flood Claims55 (1992–2022)
Claims Outside the SFHA4 of 55
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 10 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 823 108th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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