8229 Lucello Ter W, Naples, FL 34114 Property Records

Collier County property record for 8229 Lucello Ter W, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,552 sqft · built 2020
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jun 2020)
Tax Bill	$4,989 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone AH (high risk)
APN	`281766 2215B23`

Property Details

APN / Parcel Number

Primary APN	`281766 2215B23`
Alternative APN	`31347860804`

Interior

Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	5,663 sqft (0.13 acres)
Deck Area	80 sqft

Location & Zoning

Street Address	8229 LUCELLO TER W
City	NAPLES
State	FL
Zip	34114-2879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESPLANADE AT HACIENDA LAKES PHASE 3 LOT 221
Legal Range	26
Legal Township	50
Legal Section	23
Legal Subdivision	ESPLANADE HACIENDA LAKES PH3 PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	221
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1001
Census Tract	11114

Owner

8229 Lucello Ter W is owned and occupied by an individual who acquired it in May 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	8229 LUCELLO TER W, NAPLES, FL 34114-2879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 27, 2021	Intrafamily Transfer, Transfer
Jun 25, 2020	Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Deed Document Number	20205884858
Deed Book / Page	5779 / 1869
Last Transfer Date	May 6, 2021
Transfer Doc	0060033511
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8229 LUCELLO TER W, NAPLES, FL 34114-2879
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059872656
Date	Jul 26, 2021
Book Page	5987/2656
Instrument	6101929

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 27, 2021
Property Address	8229 LUCELLO TER W, NAPLES, FL 34114-2879
Document Number	0060033511
Book / Page	6003 / 3511
Map Reference	MB 64 PG 20-23
Instrument Date	May 6, 2021
Instrument	6119652
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8229 LUCELLO TERRACE WAY, NAPLES, FL 34114-2879

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 25, 2020
Property Address	8229 LUCELLO TER W, NAPLES, FL 34114-2879
Document Number	0057791869
Book / Page	005779 / 001869
Instrument Date	Jun 23, 2020
Instrument	5884858
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8229 LUCELLO TER W NAPLES FL 341142879, NAPLES, FL 34114-2879

Mortgage

Document Number	57791871
Date	Jun 25, 2020
Book Page	005779/001871
Instrument	5884859

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8229 Lucello Ter W was $4,989 with exemptions applied.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,727 (+2.7%)	$421,883 (-21.38%) Land $156,463 Building $265,420
2025	$4,989.00 Homeowner's exemption Widower's exemption	$333,717	$536,622 Land $254,826 Building $281,796
2023	$5,109.00 (-2%) Homeowner's exemption Widower's exemption	$314,866 (+3%)	$399,948 (-3.27%) Land $60,875 Building $339,073
2022	$5,213.00 Homeowner's exemption Widower's exemption	$305,695	$413,469 Land $66,892 Building $346,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8229 Lucello Ter W in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 304 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8229 Lucello Ter W is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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