8228 Middle Valley Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 8228 Middle Valley Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1954
Lot Size	0.501 acres (21,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,500 (Jan 2025)
Tax Bill	$608 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074O B 020.01`

Property Details

APN / Parcel Number

Primary APN	`074O B 020.01`
Alternative APN	`0000012406`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,858 sqft (0.501 acres)
Lot Dimensions	234 ft deep x 87.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000012406
Street Address	8228 MIDDLE VALLEY RD
City	HIXSON
State	TN
Zip	37343-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 5 CHATTANOOGA GARDEN FARMS PB 6 PG 30
Legal Subdivision	CHATT GARDEN FARMS
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1011
Census Tract	10412

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8228 MIDDLE VALLEY RD, HIXSON, TN 37343-1345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 26, 2023	Quit Claim Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	2025122
Deed Book / Page	13814 / 63
Prior Transfer Date	Jul 24, 2023
Prior Transfer Doc	0000000119
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 15, 2025
Property Address	8228 MIDDLE VALLEY RD, HIXSON, TN 37343-1345
Document Number	0000000122
Book / Page	13814 / 63
Map Reference	MB 6 PG 30
Instrument Date	Jan 13, 2025
Instrument	2025011500122
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	FOUNDATION TITLE, FOUNDATION T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8228 MIDDLE VALLEY RD, HIXSON, TN 37343-1345

Mortgage

Document Number	0001381466
Date	Jan 15, 2025
Instrument	13814/66

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 26, 2023
Property Address	8228 MIDDLE VALLEY RD, HIXSON, TN 37343-1345
Document Number	0000000119
Book / Page	13355 / 420
Map Reference	MB 6 PG 30
Instrument Date	Jul 24, 2023
Instrument	2023072600119
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4645, CHATTANOOGA, TN 37405-1439

Mortgage

Document Number	0000000120
Date	Jul 26, 2023
Instrument	2023072600120

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 15, 2022
Property Address	8228 MIDDLE VALLEY RD, HIXSON, TN 37343-1345
Document Number	0000000190
Book / Page	13058 / 448
Map Reference	MB 6 PG 30
Instrument Date	Aug 12, 2022
Instrument	2022081500190
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8228 MIDDLE VALLEY RD, HIXSON, TN 37343-1345

Mortgage

Document Number	0130580451
Date	Aug 15, 2022
Instrument	13058-0451

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.56%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.85%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$608.00 (-11.37%)	$40,150 (+30.89%)	$160,600 (+30.89%) Land $50,000 Building $110,600
2024	$686.00 (-1.29%)	$30,675 (-)	$122,700 (-) Land $40,000 Building $82,700
2023	$695.00	$30,675 (-)	$122,700 (-) Land $40,000 Building $82,700
2022	$695.00	$30,675	$122,700 Land $40,000 Building $82,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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