8226 Ash Ridge Ln, Findlay, OH 45840 Property Records

Hancock County property record for 8226 Ash Ridge Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,408 sqft · built 2016
Lot Size	0.293 acres (12,750 sqft)
Owner	Individual Name on Record
Last Sale	$517,000 (Jul 2021)
Tax Bill	$5,414 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-142-12-018.000`

Property Details

APN / Parcel Number

Primary APN	`1011-142-12-018.000`
Alternative APN	`330001025142`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
1st Floor Area	1,775 sqft
2nd Floor Area	525 sqft
Upper Floors Area	744 sqft
Basement Area	1,775 sqft
Finished Basement	1,775 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8226 ASH RIDGE LN
City	FINDLAY
State	OH
Zip	45840-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST LAKE 5TH ADD LOT 299
Legal Subdivision	FOREST LAKE
Legal Lot Number	299
Jurisdiction	HANCOCK OH
Township / Civil Division	MARION
Census Block Group	4
Census Block	4039
Census Tract	200

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8226 ASH RIDGE LN, FINDLAY, OH 45840-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Survivorship Deed, Transfer · Conventional Mortgage PREMIER BANK
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Feb 7, 2017	Warranty Deed, Subdivision Related Transfer · ARM MID AMERICAN TITLE AGENCY
Feb 7, 2017	Warranty Deed, Subdivision Related Transfer · ARM AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Feb 7, 2017 · Amount on Record
Deed Document Number	20217802
Deed Book / Page	2584 / 236
Record Updated	Sep 20, 2026

July 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 2, 2021
Property Address	8226 ASH RIDGE LN, FINDLAY, OH 45840-8021
Document Number	2584/236
Book / Page	2584 / 236
Instrument Date	Jun 25, 2021
Instrument	202100007802
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8226 ASH RIDGE LN, FINDLAY, OH 45840-8021

Mortgage

Document Number	202100007803
Date	Jul 2, 2021
Instrument	202100007803

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	8226 ASH RIDGE LN, FINDLAY, OH 45840-8021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID AM TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2572/237
Date	Aug 19, 2020
Book Page	2572/237
Instrument	202000008058

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2030

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 7, 2017
Property Address	8226 ASH RIDGE LN, FINDLAY, OH 45840-8021
Document Number	2514/0197
Book / Page	2514 / 0197
Instrument Date	Jan 24, 2017
Instrument	201700001243
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	MID AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8226 ASH RIDGE LN, FINDLAY, OH 45840-8021

Mortgage

Document Number	, 201700001244
Date	Feb 7, 2017
Instrument	201700001244

Lender

Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 7, 2017
Property Address	8226 ASH RIDGE LN, FINDLAY, OH 45840-8021
Document Number	02514/0197
Book / Page	2514 / 0197
Instrument Date	Jan 24, 2017
Instrument	201700001243
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2022
Title Company	MID AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8226 ASH RIDGE LN, FINDLAY, OH 45840-8021

Mortgage

Document Number	201700001244
Date	Feb 7, 2017
Instrument	201700001244

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Marion Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,414.00 (-6.32%)	$176,450 (+9%) Land $24,510 Building $151,940	$504,150 (+9%) Land $70,040 Building $434,110
2023	$5,779.00 Homeowner's exemption	$161,880 Land $22,490 Building $139,390
2022			$462,530 Land $64,260 Building $398,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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