8225 Bluff St, Banning, CA 92220 Property Records

Riverside County property record for 8225 Bluff St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,607 sqft · built 1958
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,741 (2025)
Deeds & Mortgages	Jul 2021 Transfer Apr 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`531-220-004`

Property Details

APN / Parcel Number

Primary APN	`531-220-004`
Alternative APN	`514040004`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,607 sqft Living Area
Gross Area	2,719 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Roof Material	Gravel
Lot Area	43,996 sqft
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	514040004
Street Address	8225 BLUFF ST
City	BANNING
State	CA
Zip	92220-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20000
Legal Description	1.01 ACRES M/L IN POR LOT 1 MB 009/037 BANNING HEIGHTS
Legal Subdivision	BANNING HEIGHTS
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1016
Census Tract	44104

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8225 BLUFF ST, BANNING, CA 92220-1505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Intrafamily Transfer, Transfer
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 21, 2021
Transfer Doc	0000440283
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 22, 2021
Property Address	8225 BLUFF ST, BANNING, CA 92220-1505
Document Number	0000440283
Map Reference	MB 9 PG 37-51
Instrument Date	Jul 21, 2021
Instrument	2021-0440283
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8225 BLUFF ST, BANNING, CA 92220-1505

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	8225 BLUFF ST, BANNING, CA 92220-1505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181401
Date	Apr 27, 2020
Instrument	2020-0181401

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,153 (+2%) Land $14,093 Building $192,060
2025	$2,741.00 (+2.12%) Homeowner's exemption	$202,112 (+4.04%) Land $13,817 Building $188,295
2023	$2,684.00 (+2.21%) Homeowner's exemption	$194,266 Land $13,282 Building $180,984
2022	$2,626.00
2021			$786,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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