8224 Ferrell Pl, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 8224 Ferrell Pl, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 2000
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Trust Names on File
Last Sale	$180,000 (Oct 2000)
Tax Bill	$2,356 (2023)
Deeds & Mortgages	Dec 2025 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01023C0112.000000`

Property Details

APN / Parcel Number

Primary APN	`01023C0112.000000`
Alternative APNs	`5517 60 6076` `4937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,808 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	207 ft deep x 85 ft wide
Garage Type	Mixed
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	2,760 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	216 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4937
Street Address	8224 FERRELL PL
City	HARRISBURG
State	NC
Zip	28075-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 112 STALLINGS GLEN
Legal Subdivision	STALLINGS GLEN
Legal Lot Number	112
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	1
Census Block	1011
Census Tract	41504

Owner

8224 Ferrell Pl is owner-occupied and held in a trust since July 2002.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	8224 FERRELL PL, HARRISBURG, NC 28075-9631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · FHA Mortgage RAPID HOME LENDING INC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2000 · Amount on File
Deed Sale	Oct 30, 2000 · Amount on File
Prior Sale	Feb 7, 2000 · Amount on File
Deed Book / Page	3016 / 292
Last Transfer Date	Jul 22, 2002
Transfer Doc	3915085
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8224 FERRELL PL, HARRISBURG, NC 28075-9631
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, EXPRESS FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8224 FERRELL PL, HARRISBURG, NC 28075-9631

Mortgage

Document Number	0001774781
Date	Dec 3, 2025
Book Page	17747/81

Lender

Name	RAPID HOME LENDING INC
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.24%
Max Rate At Change	6.24%
Index	1-Year CMT
Max Rate	6.24%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8224 FERRELL PL, HARRISBURG, NC 28075-9631
Document Number	1418481
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8224 FERRELL PL HARRISBURG NC 280759631, HARRISBURG, NC 28075-9631

Mortgage

Document Number	1418481
Date	May 18, 2020
Book Page	014184/000081
Instrument	14733

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8224 FERRELL PL, HARRISBURG, NC 28075-9631
Document Number	1363429
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8224 FERRELL PL HARRISBURG NC 280759631, HARRISBURG, NC 28075-9631

Mortgage

Document Number	1363429
Date	Jul 31, 2019
Book Page	013634/000029
Instrument	19495

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,820 (-) Land $100,000 Building $373,820
2025		$473,820 Land $100,000 Building $373,820
2024			$473,820 (+79%) Land $100,000 Building $373,820
2023	$2,356.00	$264,710 Land $60,000 Building $204,710	$264,710 Land $60,000 Building $204,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8224 Ferrell Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8224 Ferrell Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STALLINGS GLEN S/D private · serves 544 people · EPA ID NC0113221
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

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