Otsego County property record for 8223 Cedar St, Vanderbilt, MI 49795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $111,000 (Sep 2021) |
| Tax Bill | $1,821 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more |
| APN | 045-120-008-001-01 |
| Primary APN | 045-120-008-001-01 |
|---|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|
| Street Address | 8223 CEDAR ST |
|---|---|
| City | VANDERBILT |
| State | MI |
| Zip | 49795-9336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 AND 2 BLK 8 GULBERGS ADDITION TO THE VILLAGE OF VANDERBILT SPLIT FROM 045-120-008-001-00 IN 1994 |
| Legal Subdivision | GULBERGS ADD |
| Legal Block | 8 |
| Legal Lot Number | 1-2 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | CORWITH |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 950100 |
Source: Otsego County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7495 OAKLAND RD, 42, LA MESA, CA 91942-1570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Dec 4, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on Record |
| Deed Sale | Sep 1, 2021 · Amount on Record |
| Deed Book / Page | 1576 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Sep 1, 2021 |
| Property Address | 8223 CEDAR ST, VANDERBILT, MI 49795-9336 |
| Document Number | 1576/197 |
| Book / Page | 1576 / 197 |
| Instrument Date | Aug 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7495 OAKLAND RD SPC 42, 42, LA MESA, CA 91942-1570 |
| Document Number | 1576198 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 1576/198 |
| Name | HOME POINT FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 8223 CEDAR ST, VANDERBILT, MI 49795-9336 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8223 CEDAR ST, VANDERBILT, MI 49795-9336 |
| Document Number | 0000001548/0000000239 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 0000001548/0000000239 |
| Name | CHEMICAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 8223 CEDAR ST, VANDERBILT, MI 49795-9336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1480/575 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 1480/575 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Corwith Township |
| Municipality | Vanderbilt Village |
| Unified School District | Vanderbilt Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,700 (+5.46%) | $127,400 (+5.46%) | |
| 2025 | $1,821.00 (+7.31%) Homeowner's exemption | $60,400 (+5.23%) | $120,800 (+5.23%) |
| 2024 | $1,697.00 (+53.16%) | ||
| 2023 | $57,400 | $114,800 | |
| 2022 | $1,108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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