8223 Bayside Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8223 Bayside Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1932
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on File
Last Sale	$345,615 (Jun 2021)
Tax Bill	$3,785 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-042251`

Property Details

APN / Parcel Number

Primary APN	`03-042251`
Alternative APNs	`3042251` `042251`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,188 sqft Total Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,800 sqft (0.064 acres)
Garage Type	Built-in
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	042251
Street Address	8223 BAYSIDE RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 2 BAYCREST
Legal Subdivision	BAY CREST
Legal Block	2
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3036
Census Tract	860404

Owner

8223 Bayside Rd is owned and occupied by an individual who bought it in June 2021.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8223 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Jan 24, 2000 · Amount on File
Deed Book / Page	6007 / 84
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 29, 2021
Property Address	8223 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3306
Document Number	0060070084
Book / Page	6007 / 84
Map Reference	LB AAH 14 FO 347
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,728.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8223 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3306

Mortgage

Document Number	600788
Date	Jun 29, 2021
Instrument	6007/88

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8223 Bayside Rd was $3,785.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,400	$394,000 Land $136,500 Building $257,500
2025	$3,785.00
2023	$2,349.00	$234,833	$348,100 Land $136,500 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8223 Bayside Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8223 Bayside Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20