Union County property record for 8222 Old Ferry Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,017 sqft · built 2020 |
| Lot Size | 1.54 acres (67,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Aug 2023) |
| Tax Bill | $2,469 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-120-033D |
| Primary APN | 08-120-033D |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,017 sqft Total Area |
| 1st Floor Area | 1,474 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Lot Area | 67,300 sqft (1.54 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8222 OLD FERRY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #5 FERRY ESTATES OPCO598 |
| Legal Subdivision | OLD FERRY ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 20204 |
8222 Old Ferry Rd is owned and occupied by an individual who bought it in August 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8222 OLD FERRY RD, MONROE, NC 28110-9458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 10, 2023 | Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on File |
| Deed Sale | Aug 10, 2023 · Amount on File |
| Prior Sale | May 21, 2021 · Amount on File |
| Deed Document Number | 202319367 |
| Deed Book / Page | 8760 / 723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 8222 OLD FERRY RD, MONROE, NC 28110-9458 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008625314 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 8625/314 |
| Instrument | 40869 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 10, 2023 |
| Property Address | 8222 OLD FERRY RD, MONROE, NC 28110-9458 |
| Document Number | 0008760723 |
| Book / Page | 8760 / 723 |
| Map Reference | CAB O FILE 598 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 19367 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | SOUTHERN HOME TITLE, SOUTHERN HOMES TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5817 INDIAN BROOK DR, STALLINGS, NC 28104-6046 |
| Name | Verified Name |
|---|---|
| Address | 8222 OLD FERRY RD, MONROE, NC 28110-9458 |
| Document Number | 0000019368 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 19368 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 21, 2021 |
| Property Address | 8222 OLD FERRY RD, MONROE, NC 28110-9458 |
| Document Number | 0008109565 |
| Book / Page | 8109 / 565 |
| Map Reference | CAB O FILE 598 |
| Instrument Date | May 21, 2021 |
| Instrument | 24223 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8222 OLD FERRY RD, MONROE, NC 28110-9458 |
| Document Number | 0000024224 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 24224 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
The 2025 property tax bill for 8222 Old Ferry Rd was $2,469.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Fairview Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $483,600 (-) Land $94,200 Building $389,400 | $483,600 (-) Land $94,200 Building $389,400 | |
| 2025 | $2,469.00 | $483,600 Land $94,200 Building $389,400 | $483,600 Land $94,200 Building $389,400 |
| 2023 | $2,064.00 | $313,600 (-) Land $48,500 Building $265,100 | $313,600 (-) Land $48,500 Building $265,100 |
| 2022 | $2,064.00 | $313,600 Land $48,500 Building $265,100 | $313,600 Land $48,500 Building $265,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8222 Old Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8222 Old Ferry Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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