Hamilton County property record for 8221 Monte Dr, Montgomery, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,822 sqft · built 1978 |
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $654,700 (Sep 2019) |
| Tax Bill | $11,114 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0005-0087-00 |
| Primary APN | 603-0005-0087-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,822 sqft Living Area |
| Gross Area | 4,581 sqft |
| 1st Floor Area | 1,379 sqft |
| 2nd Floor Area | 1,398 sqft |
| Basement Area | 1,298 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 20,386 sqft (0.468 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | Deck Area |
| Patio Area | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 8221 MONTE DR |
|---|---|
| City | MONTGOMERY |
| State | OH |
| Zip | 45242-7050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | MONTE DR 100 X 200 LOT 101 SWAIM GOLF CLUB SUB BLK C PT 1 |
| Legal Subdivision | SWAIM GOLF CLUB SUB |
| Legal Block | C |
| Legal Lot Number | 101 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 23902 |
Source: Hamilton County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8221 MONTE DR, MONTGOMERY, OH 45242-7050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE AFFINITY LLC |
| Sep 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jul 3, 2019 | Loan Modification, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on Record |
| Deed Sale | Sep 11, 2019 · Amount on Record |
| Prior Sale | Aug 19, 1997 · Amount on Record |
| Deed Document Number | 201977312 |
| Deed Book / Page | 13999 / 481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8221 MONTE DR, MONTGOMERY, OH 45242-7050 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000017425 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 14352/6 |
| Instrument | 2021-0017425 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 11, 2019 |
| Property Address | 8221 MONTE DR, MONTGOMERY, OH 45242-7050 |
| Document Number | 0000077312 |
| Book / Page | 13999 / 00481 |
| Map Reference | MB 209 PG 83 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 2019-0077312 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,618.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8221 MONTE DR, MONTGOMERY, OH 45242-7050 |
| Document Number | 0000077313 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2019-0077313 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 8221 MONTE DR, MONTGOMERY, OH 45242-7050 |
| Document Number | 0000062248 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8221 MONTE DR MONTGOMERY OH 452427050, MONTGOMERY, OH 45242-7050 |
| Document Number | 0000062248 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 013970/000440 |
| Instrument | 62248 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 30, 2024 |
| Rate | 3.72% |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,114.00 (+1.8%) | $218,467 (-) Land $46,200 Building $172,267 | $624,190 (-) Land $132,000 Building $492,190 |
| 2024 | $10,918.00 (-0.56%) | $218,467 (-) Land $46,200 Building $172,267 | |
| 2023 | $10,980.00 (-14.79%) | $218,467 (+2.15%) Land $46,200 Building $172,267 | $624,190 (+2.15%) Land $132,000 Building $492,190 |
| 2022 | $12,886.00 Homeowner's exemption | $213,878 Land $49,140 Building $164,738 | |
| 2020 | $611,080 Land $140,400 Building $470,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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