8221 E Desoto St, Muncie, IN 47303 Property Records

Delaware County property record for 8221 E Desoto St, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,264 sqft · built 1880
Lot Size	0.287 acres (12,480 sqft)
Owner	2 Individual Names on File
Last Sale	$111,565 (Apr 2025)
Tax Bill	$273 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jan 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-28-110-011.000-004`

Property Details

APN / Parcel Number

Primary APN	`18-08-28-110-011.000-004`
Alternative APN	`0828110011000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,096 sqft
Attic	Attic
Attic Area	336 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1955
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,480 sqft (0.287 acres)
Lot Dimensions	1,200 ft deep x 1,040 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 28 110 011 000
Street Address	8221 E DESOTO ST
City	MUNCIE
State	IN
Zip	47303-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E MUNCIE PT OF EACH LOT AND ST ADJ 0.0000ACRES STR: 282111 IN: 16-17-18 OUT:
Legal Subdivision	DESOTO
Legal Lot Number	AND
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	3
Census Block	3027
Census Tract	2700

Owner

8221 E Desoto St is owned and occupied by two individuals who bought it in April 2025.

Source: Delaware County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8221 E DESOTO ST, MUNCIE, IN 47303-9202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Jan 31, 2006	Deed of Trust, Mortgage OLD NATIONAL BANK
May 31, 2011	Deed of Trust, Mortgage FIRST MERCHANTS BANK NA
Apr 2, 2025	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC
Jan 10, 2011	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NATIONAL ASSOCIATIO
Nov 30, 2005	Special Warranty Deed, Transfer · Conventional Mortgage HOMECOMINGS FINANCIAL NETWORK INC
Jul 26, 2005	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Nov 30, 2005 · Amount on File
Deed Document Number	20254533
Prior Transfer Date	Dec 31, 2010
Prior Transfer Doc	2011R01158
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	8221 E DESOTO ST, MUNCIE, IN 47303-9202
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	BRIDGETRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017R15840
Date	Dec 1, 2017
Instrument	2017R15840

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	8221 E DESOTO ST, MUNCIE, IN 47303-9202
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006R02762
Date	Jan 31, 2006
Instrument	2006R02762

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	MUNCIE, IN 47303

Agreement

Amount	Amount on Record
Term	59 Months
Due	Dec 1, 2010

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	8221 E DESOTO ST, MUNCIE, IN 47303-9202
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R06426
Date	May 31, 2011
Instrument	2011R06426

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank
Address	MUNCIE, IN 47303

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 15, 2021

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Apr 2, 2025
Property Address	8221 E DESOTO ST, MUNCIE, IN 47303-9202
Document Number	2025R04533
Instrument Date	Mar 31, 2025
Instrument	2025R04533
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8221 E DESOTO ST, MUNCIE, IN 47303-9202

Mortgage

Document Number	2025R04534
Date	Apr 2, 2025
Instrument	2025R04534

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

January 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IN
Recording Date	Jan 10, 2011
Property Address	8221 E DESOTO ST, MUNCIE, IN 47303-9202
Document Number	2011R01158
Instrument Date	Dec 31, 2010
Instrument	2011R01158
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	ITIC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8221 E DESOTO ST, MUNCIE, IN 47303-9202
Investor	Possibly a Property Investor

Mortgage

Document Number	2011R01159
Date	Jan 10, 2011
Instrument	2011R01159

Lender

Name	FIRST MERCHANTS BANK NATIONAL ASSOCIATIO
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2026

November 2005: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Nov 30, 2005
Property Address	8221 E DESOTO ST, MUNCIE, IN 47303-9202
Document Number	2005R26100
Instrument Date	Nov 16, 2005
Instrument	2005R26100
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 NORTHPOINT DR # 100, 100, COPPELL, TX 75019-3831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10751 E EDGEWATER RD, ALBANY, IN 47320-9276
Investor	Possibly a Property Investor

Mortgage

Document Number	0200526101
Date	Nov 30, 2005
Instrument	2005-26101

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2035

July 2005: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DELAWARE IN
Recording Date	Jul 26, 2005
Property Address	8221 E DESOTO ST, MUNCIE, IN 47303-9202
Document Number	2005R16227
Instrument Date	Apr 11, 2005
Instrument	2005R16227
Transaction Type	Foreclosure
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 NORTHPOINT DR # 100, 100, COPPELL, TX 75019-3831

Tax Assessment & Valuation

The 2025 property tax bill for 8221 E Desoto St was $273, down 77.5% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$273.00 (-77.51%)	$79,400 Land $9,500 Building $69,900	$79,400 Land $9,500 Building $69,900
2024	$1,214.00 (+4.57%)
2023	$1,161.00 (-31.5%)	$62,000 (-0.96%) Land $9,500 Building $52,500	$62,000 (-0.96%) Land $9,500 Building $52,500
2022	$1,695.00 (+48.16%)	$62,600 Land $9,500 Building $53,100	$62,600 Land $9,500 Building $53,100
2021	$1,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8221 E Desoto St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8221 E Desoto St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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