8220 Virginia Ln, Frederick, MD 21704 Property Records

Frederick County property record for 8220 Virginia Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,570 sqft · built 1973
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,800 (Dec 1997)
Tax Bill	$4,695 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-201362`

Property Details

APN / Parcel Number

Primary APN	`07-201362`
Alternative APNs	`7201362` `201362`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	201362
Street Address	8220 VIRGINIA LN
City	FREDERICK
State	MD
Zip	21704-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 12 A BL I PL 1 0.60 AC E/S VA LANE SUGARLOAF ESTATES
Legal Subdivision	LANE SUGARLOAF ESTATES
Legal Block	I
Legal Lot Number	12
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8220 VIRGINIA LN, FREDERICK, MD 21704-8009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Feb 2, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 1997 · Amount on Record
Deed Sale	Dec 10, 1997 · Amount on Record
Prior Sale	Jun 22, 1993 · Amount on Record
Deed Document Number	19977763
Deed Book / Page	2359 / 811
Last Transfer Date	Jun 3, 2022
Transfer Doc	0163190002
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jun 3, 2026
Property Address	8220 VIRGINIA LN, FREDERICK, MD 21704-8009
Document Number	1789000001
Book / Page	17896 / 1
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 VIRGINIA LN, FREDERICK, MD 21704-8009

Mortgage

Document Number	1789000001,
Date	Jun 3, 2026
Book Page	17896/1

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8220 VIRGINIA LN, FREDERICK, MD 21704-8009
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125180353
Date	Jul 16, 2018
Book Page	12518/0353

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Feb 2, 2023
Property Address	8220 VIRGINIA LN, FREDERICK, MD 21704-8009
Document Number	0163190002
Book / Page	16319 / 2
Map Reference	MB 7 PG 166
Instrument Date	Jun 3, 2022
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8220 VIRGINIA LN, FREDERICK, MD 21704-8009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8220 VIRGINIA LN, FREDERICK, MD 21704-8009

Mortgage

Document Number	0000163197
Date	Feb 2, 2023
Instrument	16319/7

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,767 (+5.28%)	$411,400 (-) Land $183,300 Building $228,100
2025	$4,695.00 (+6.32%)	$372,133 (+13.54%)	$411,400 (+16.71%) Land $183,300 Building $228,100
2024	$4,416.00 (+10.7%)
2023	$3,989.00	$327,767	$352,500 Land $143,300 Building $209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Virginia Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures