8220 Oak Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8220 Oak Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,712 sqft · built 2005
Lot Size	0.277 acres (12,090 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Mar 2023)
Tax Bill	$1,252 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171J B 034.01`

Property Details

APN / Parcel Number

Primary APN	`171J B 034.01`
Alternative APN	`0000118296`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,090 sqft (0.277 acres)
Lot Dimensions	209 ft deep x 71.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000118296
Street Address	8220 OAK DR
City	CHATTANOOGA
State	TN
Zip	37421-4493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 TRAVIS & COMBS SUB PB38 PG144
Legal Subdivision	TRAVIS & COMBS SUB
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3016
Census Tract	11326

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8220 OAK DR, CHATTANOOGA, TN 37421-4493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS
Feb 25, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LESILE FOX & MANISHA VORA
Feb 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 5, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	202318
Deed Book / Page	13227 / 936
Prior Transfer Date	Aug 20, 2004
Prior Transfer Doc	0072500315
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 6, 2023
Property Address	8220 OAK DR, CHATTANOOGA, TN 37421-4493
Document Number	0000000018
Book / Page	13227 / 936
Map Reference	MB 38 PG 144
Instrument Date	Mar 3, 2023
Instrument	2023030600018
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 OAK DR, CHATTANOOGA, TN 37421-4493

Mortgage

Document Number	0132270940
Date	Mar 6, 2023
Instrument	13227-0940

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 29, 2019
Property Address	8220 OAK DR, CHATTANOOGA, TN 37421-4493
Document Number	0529000162
Book / Page	011653 / 000479
Instrument Date	May 23, 2019
Instrument	190529000162
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8220 OAK DR CHATTANOOGA TN 374214493, CHATTANOOGA, TN 37421-4493

Mortgage

Document Number	529000163
Date	May 29, 2019
Book Page	011653/000481
Instrument	190529000163

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2034

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 25, 2019
Property Address	8220 OAK DR, CHATTANOOGA, TN 37421-4493
Document Number	0225000144
Book / Page	011571 / 000757
Instrument Date	Feb 12, 2019
Instrument	190225000144
Transaction Type	Construction Loan
Record Updated	Mar 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8220 OAK DR CHATTANOOGA TN 374214493, CHATTANOOGA, TN 37421-4493

Mortgage

Document Number	225000144
Date	Feb 25, 2019
Book Page	011571/000757
Instrument	190225000144

Lender

Name	LESILE FOX & MANISHA VORA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 24, 2020

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 11, 2019
Property Address	8220 OAK DR, CHATTANOOGA, TN 37421-4493
Document Number	0211000195
Book / Page	011563 / 000049
Instrument Date	Jan 31, 2019
Instrument	190211000195
Transaction Type	Foreclosure
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$565.07
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6170 SHALLOWFORD RD #102 CHATTANOOGA TN 374211892, 102, CHATTANOOGA, TN 37421-1892

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 5, 2017
Property Address	8220 OAK DR, CHATTANOOGA, TN 37421-4493
Document Number	0000000128
Book / Page	011042 / 000512
Instrument Date	May 4, 2017
Instrument	128
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8220 OAK DR CHATTANOOGA TN 374214493, CHATTANOOGA, TN 37421-4493

Mortgage

Document Number	129
Date	May 5, 2017
Book Page	011042/000514
Instrument	129

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,252.00 (-4.5%)	$82,625 (+41%)	$330,500 (+41%) Land $75,000 Building $255,500
2024	$1,311.00	$58,600 (-)	$234,400 (-) Land $40,000 Building $194,400
2023	$1,311.00	$58,600 (-)	$234,400 (-) Land $40,000 Building $194,400
2022	$1,311.00	$58,600	$234,400 Land $40,000 Building $194,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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