Polk County property record for 8220 Joyce Ln, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,727 sqft · built 1976 |
| Lot Size | 0.877 acres (38,198 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Dec 2015) |
| Tax Bill | $719 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-07-000000-043440 |
| Primary APN | 24-27-07-000000-043440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,727 sqft Living Area |
| 1st Floor Area | 1,461 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 38,198 sqft (0.877 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 305 sqft |
| Utility Building | 117 sqft |
| Cooling System | Central |
|---|
| Street Address | 8220 JOYCE LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-6538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | N1/2 OF FOLL DESC PROPERTY BEG AT PT 625 FT N & 1155 FT E OF SW COR OF NW1/4 OF SW1/4 RUN N 394 FT E 200 FT S 394 FT W 200 FT TO POB LESS E 15 FT OF N 80 FT FOR RD R/W |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 07 |
| Legal Subdivision | BIG BEN ACRES |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8220 JOYCE LN, LAKELAND, FL 33809-6538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2015 · Amount on Record |
| Deed Sale | Dec 16, 2015 · Amount on Record |
| Prior Sale | Aug 24, 1995 · Amount on Record |
| Deed Document Number | 2015224707 |
| Deed Book / Page | 9699 / 1664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8220 JOYCE LN, LAKELAND, FL 33809-6538 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038764 |
|---|---|
| Date | Feb 15, 2021 |
| Book Page | 11581/1004 |
| Instrument | 2021038764 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,412 (+2.7%) | $262,215 (+0.39%) Land $35,953 Building $226,262 | |
| 2025 | $719.00 (-38.49%) Homeowner's exemption | $95,825 (+5.99%) | $261,199 (-11.96%) Land $35,953 Building $225,246 |
| 2023 | $1,169.00 (+5.13%) Homeowner's exemption | $90,412 (+3%) | $296,697 (+34.23%) Land $35,076 Building $261,621 |
| 2022 | $1,112.00 Homeowner's exemption | $87,779 | $221,040 Land $25,551 Building $195,489 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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