822 Walker Ave, Oak Harbor, WA 98277 Property Records

Island County property record for 822 Walker Ave, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft · built 1967
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Sep 2026)
Tax Bill	$3,013 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S7730-02-00041-0`

Property Details

APN / Parcel Number

Primary APN	`S7730-02-00041-0`
Alternative APN	`349475`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,222 sqft Living Area
Gross Area	1,352 sqft
1st Floor Area	1,222 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	130 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	87 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	822 WALKER AVE
City	OAK HARBOR
State	WA
Zip	98277-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PENN CV PK 2 PT LOT 41 DESC: BG NECR LOT 41 N78W69.76 S18W108.42 S67E75 N18E90.38 N8E32 .46 TPB TGW PT LOT 40 DESC: BG NWCR LOT 40 S8W32 .46 N18E33.86 S89W6 TPB
Legal Subdivision	PENN CV PK
Legal Lot Number	41
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3024
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

822 Walker Ave is owned by two individuals who bought it in September 2026.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4962 OLD CORNET BAY RD, OAK HARBOR, WA 98277-9799
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Oct 26, 2022 · Amount on File
Deed Document Number	20264605480
Prior Transfer Date	Sep 2, 2015
Prior Transfer Doc	0004385728
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Sep 9, 2026
Property Address	822 WALKER AVE, OAK HARBOR, WA 98277-7640
Document Number	0004605480
Instrument Date	Aug 31, 2026
Instrument	20264605480
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4962 OLD CORNET BAY RD, OAK HARBOR, WA 98277-9799

Mortgage

Document Number	0004605480,
Date	Sep 9, 2026
Instrument	20264605480

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 26, 2022
Property Address	822 WALKER AVE, OAK HARBOR, WA 98277-7640
Document Number	0004553029
Map Reference	VOL 4 PG 74
Instrument Date	Oct 10, 2022
Instrument	4553029
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,597.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 WALKER AVE, OAK HARBOR, WA 98277-7640

Mortgage

Document Number	0004553030
Date	Oct 26, 2022
Instrument	4553030

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 822 Walker Ave was $3,013, up 7.4% from the year before.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,013.00 (+7.42%)
2025	$2,805.00	$389,735 Land $210,000 Building $179,735	$389,735 Land $210,000 Building $179,735
2023	$2,326.00	$408,494 (+30.88%) Land $220,000 Building $188,494	$408,494 (+30.88%) Land $220,000 Building $188,494
2022		$312,123 Land $180,000 Building $132,123	$312,123 Land $180,000 Building $132,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 Walker Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 822 Walker Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENN COVE WATER AND SEWER DISTRICT serves 460 people · EPA ID WA5366950
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

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