Loudon County property record for 822 Vale St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 904 sqft · built 1950 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (May 2026) |
| Tax Bill | $562 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041H-B-008.00 |
| Primary APN | 041H-B-008.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 904 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Terrain | Rolling |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 822 VALE ST |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | W ROSEDALE PARK LOT: 114 01 044F B 044F 00900 000 75 X 115 |
| Legal Subdivision | W ROSEDALE PARK |
| Legal Lot Number | 114 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 60600 |
822 Vale St is owned and occupied by an individual who bought it in May 2026.
Source: Loudon County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 822 VALE ST, LOUDON, TN 37774-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST BANK |
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST BANK SAVINGS |
| Jul 1, 2022 | Warranty Deed, Transfer COMMONWEALTH CREDIT UNION |
| Oct 14, 2021 | Intrafamily Transfer, Transfer |
| Sep 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Prior Sale | Jul 1, 2022 · Amount on File |
| Deed Document Number | 20264366 |
| Deed Book / Page | 496 / 519 |
| Prior Transfer Date | Oct 13, 2021 |
| Prior Transfer Doc | 0D0440/819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | May 13, 2026 |
| Property Address | 822 VALE ST, LOUDON, TN 37774-1019 |
| Document Number | 0000004366 |
| Book / Page | 496 / 519 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.4366 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | ADMIRAL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,003.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 VALE ST, LOUDON, TN 37774-1019 |
| Document Number | 0000004367, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026..4367 |
| Name | SOUTHWEST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | May 13, 2026 |
| Property Address | 822 VALE ST, LOUDON, TN 37774-1019 |
| Document Number | 00D496/519 |
| Book / Page | 496 / 519 |
| Instrument Date | May 8, 2026 |
| Instrument | 20264366 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | ADMIRAL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,003.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 VALE ST, LOUDON, TN 37774-1019 |
| Document Number | 0000004367, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20264367 |
| Name | SOUTHEAST BANK SAVINGS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jul 1, 2022 |
| Property Address | 822 VALE ST, LOUDON, TN 37774-1019 |
| Document Number | 0D0450/662 |
| Book / Page | D0450 / 662 |
| Map Reference | CAB D SL 120 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 22007951 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | NOT AVAILABLE, SOUTHERN TTL & ABSTRACT CO I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 785 JACKSONIAN WAY, LENOIR CITY, TN 37772-5076 |
| Investor | Possibly a Property Investor |
| Document Number | 0022007952 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 22007952 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 30, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Oct 14, 2021 |
| Property Address | 822 VALE ST, LOUDON, TN 37774-1019 |
| Document Number | 0D0440/819 |
| Book / Page | D0440 / 819 |
| Map Reference | MB 33 PG 475 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 21013170 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 800 VALE ST, LOUDON, TN 37774-1019 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Sep 23, 2019 |
| Property Address | 822 VALE ST, LOUDON, TN 37774-1019 |
| Document Number | 0000008359 |
| Book / Page | 000416 / 000357 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 8359 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 10 ETOWAH TN 373310010, ETOWAH, TN 37331-0010 |
The 2025 property tax bill for 822 Vale St was $562, up 67.3% from the year before.
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562.00 (+67.26%) | $19,000 (-) Land $3,125 Building $15,875 | $76,000 Land $12,500 Building $63,500 |
| 2024 | $336.00 | $19,000 (-) Land $3,125 Building $15,875 | |
| 2023 | $19,000 (-) Land $3,125 Building $15,875 | ||
| 2022 | $208.00 | $19,000 Land $3,125 Building $15,875 | $76,000 (-) Land $12,500 Building $63,500 |
| 2021 | $76,000 Land $12,500 Building $63,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 822 Vale St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 822 Vale St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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