822 Turkey Ridge Rd, Ragland, AL 35131 Property Records

St. Clair County property record for 822 Turkey Ridge Rd, Ragland, AL 35131

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,925 sqft · built 2002
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on File
Tax Bill	$771 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-09-30-0-000-001.005`

Property Details

APN / Parcel Number

Primary APN	`18-09-30-0-000-001.005`
Alternative APNs	`00065979` `517655` `48291`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	187,308 sqft (4.3 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00065979
Street Address	822 TURKEY RIDGE RD
City	RAGLAND
State	AL
Zip	35131-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1941.67' W NE COR SW4 NE4 TH S 419.57' WLY 420' N 487.72' E 433.56' TO POB 30-15-4
Legal Range	04E
Legal Township	15S
Legal Section	30
Jurisdiction	ST CLAIR AL
Township / Civil Division	RAGLAND
Census Block Group	2
Census Block	2005
Census Tract	40301

Owner

822 Turkey Ridge Rd is owned and occupied by two individuals who acquired it in November 2025.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	822 TURKEY RIDGE RD, RAGLAND, AL 35131-5410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 3, 2025	Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC
Oct 4, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage FIRST BANK OF ALABAMA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025
Deed Sale	Nov 3, 2025
Prior Sale	Jan 6, 2025
Deed Book / Page	2025 / 14579
Prior Transfer Date	Oct 24, 2025
Prior Transfer Doc	0000014579
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	822 TURKEY RIDGE RD, RAGLAND, AL 35131-5410
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 TURKEY RIDGE RD, RAGLAND, AL 35131-5410
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011004
Date	Apr 11, 2023
Book Page	MTG 2023/11004

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	194 Months
Due	Jun 1, 2039

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Nov 3, 2025
Property Address	822 TURKEY RIDGE RD, RAGLAND, AL 35131-5410
Document Number	0000014579
Book / Page	DEED 2025 / 14579
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 TURKEY RIDGE RD, RAGLAND, AL 35131-5410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 TURKEY RIDGE RD, RAGLAND, AL 35131-5410

Mortgage

Document Number	MTG202546792
Date	Nov 3, 2025
Instrument	MTG2025/46792

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Oct 4, 2023
Property Address	822 TURKEY RIDGE RD, RAGLAND, AL 35131-5410
Document Number	0000011825
Book / Page	DEED 2023 / 11825
Instrument Date	Sep 25, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 GUY HOOD DR, RAINBOW CITY, AL 35906-7370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 TURKEY RIDGE RD, RAGLAND, AL 35131-5410

Mortgage

Document Number	MTG202335853
Date	Oct 4, 2023
Instrument	MTG 2023/35853

Lender

Name	FIRST BANK OF ALABAMA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 822 Turkey Ridge Rd was $771.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00	$24,900 (-49.98%)	$248,910 (-) Land $31,900 Building $217,010
2024	$771.00	$49,782 (-) Land $6,380 Building $43,402	$248,910 (-) Land $31,900 Building $217,010
2023		$49,782 (+130.18%) Land $6,380 Building $43,402	$248,910 (+15.09%) Land $31,900 Building $217,010
2022	$622.00 Homeowner's exemption	$21,627 Land $2,900 Building $18,727	$216,270 Land $29,000 Building $187,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 Turkey Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Turkey Ridge Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 82% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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