822 Thompson St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 822 Thompson St, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,476 sqft · built 1910
Lot Size	0.267 acres (11,665 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jun 2018)
Tax Bill	$7,206 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 48.67-3-49`

Property Details

APN / Parcel Number

Primary APN	`421500 48.67-3-49`
Alternative APN	`150004806700030490000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,476 sqft Total Area
1st Floor Area	1,238 sqft
2nd Floor Area	1,238 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,665 sqft (0.267 acres)
Lot Dimensions	233 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	580 sqft
Patio Area	63 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	822 THOMPSON ST
City	SCHENECTADY
State	NY
Zip	12306-4023
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	49.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4000
Census Tract	33200

Owner

822 Thompson St, a duplex, is owned and occupied by an individual who bought it in June 2018.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	822 THOMPSON ST, SCHENECTADY, NY 12306-4023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF SCOTIA
Jun 11, 2018	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2018 · Amount on File
Deed Sale	Jun 11, 2018 · Amount on File
Prior Sale	Apr 21, 2016 · Amount on File
Deed Document Number	201825293
Deed Book / Page	1989 / 62
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	822 THOMPSON ST, SCHENECTADY, NY 12306-4023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009705
Date	Mar 3, 2017
Book Page	4746/009
Instrument	201709705

Lender

Name	FIRST NATIONAL BANK OF SCOTIA
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 11, 2018
Property Address	822 THOMPSON ST, SCHENECTADY, NY 12306-4023
Document Number	0000025293
Book / Page	1989 / 062
Instrument Date	Jun 6, 2018
Instrument	201825293
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 THOMPSON ST # 824, 822, SCHENECTADY, NY 12306-4023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 THOMPSON ST, SCHENECTADY, NY 12306-4020

Mortgage

Document Number	0000025295
Date	Jun 11, 2018
Book Page	4842/778
Instrument	201825295

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 822 Thompson St was $7,206, up 2.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,206.00 (+2.9%)
2025	$7,003.00	$121,000 Land $19,600 Building $101,400	$200,364 Land $32,456 Building $167,908
2023		$121,000 (-) Land $19,600 Building $101,400	$153,165 (+3.8%) Land $24,810 Building $128,355
2022		$121,000 Land $19,600 Building $101,400	$147,561 Land $23,902 Building $123,659
2021	$6,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 Thompson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 822 Thompson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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