Martin County property record for 822 SW Blue Stem Way, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,411 sqft · built 2003 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Jul 2024) |
| Tax Bill | $7,564 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2022 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-39-41-004-000-0035.0-0-0000 |
| Primary APN | 08-39-41-004-000-0035.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,411 sqft Living Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 2,411 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,850 sqft (0.295 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 155422 |
|---|---|
| Street Address | 822 SW BLUE STEM WAY |
| City | STUART |
| State | FL |
| Zip | 34997-7141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 35 PH III FLORIDA CLUB PUD (PB 15 PG 33) |
| Legal Range | 41E |
| Legal Township | 39S |
| Legal Section | 8 |
| Legal Subdivision | FLORIDA CLUB |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1703 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 822 SW BLUE STEM WAY, STUART, FL 34997-7141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 29, 2022 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Feb 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on Record |
| Deed Sale | Jul 19, 2024 · Amount on Record |
| Prior Sale | Apr 1, 2008 · Amount on Record |
| Deed Document Number | 20243082749 |
| Deed Book / Page | 3448 / 2661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 822 SW BLUE STEM WAY, STUART, FL 34997-7141 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 822 SW BLUE STEM WAY, STUART, FL 34997-7141 |
| Document Number | 0035350396 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 3535/396 |
| Instrument | 3158314 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 822 SW BLUE STEM WAY, STUART, FL 34997-7141 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 822 SW BLUE STEM WAY, STUART, FL 34997-7141 |
| Document Number | 0033472976 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 3347/2976 |
| Instrument | 2991297 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 731 Months |
| Due | Oct 10, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.23% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 822 SW BLUE STEM WAY, STUART, FL 34997-7141 |
| Document Number | 0031162120 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 822 SW BLUE STEM WAY STUART FL 349977141, STUART, FL 34997-7141 |
| Document Number | 0031162120 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 003116/002120 |
| Instrument | 2804556 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 756 Months |
| Due | Mar 9, 2083 |
| Rate | 3.79% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 822 SW BLUE STEM WAY, STUART, FL 34997-7141 |
| Document Number | 0031162105 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 822 SW BLUE STEM WAY STUART FL 349977141, STUART, FL 34997-7141 |
| Document Number | 0031162105 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 003116/002105 |
| Instrument | 2804555 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 756 Months |
| Due | Mar 9, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.79% |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,564.00 (+33.9%) | $492,681 (+41.62%) | $612,320 (-3.09%) Land $255,000 Building $357,320 |
| 2024 | $5,649.00 (+2.04%) | ||
| 2023 | $5,536.00 (+3.61%) Additional exemption filed | $347,889 (+3%) | $631,830 (+17.85%) Land $265,000 Building $366,830 |
| 2022 | $5,343.00 Homeowner's exemption | $337,757 | $536,110 Land $225,000 Building $311,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 152 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 152 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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