822 Sparta St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 822 Sparta St, Saint Libory, IL 62282

Property Summary

Property Type	Single Family Home
Details	2 ba · 884 sqft · built 1955
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2026)
Tax Bill	$3,210 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage May 2018 Sale & Construction Loan
APN	`19-13-0-206-008`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-206-008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	884 sqft Living Area
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	33,541 sqft (0.77 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	588 sqft
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	822 SPARTA ST
City	SAINT LIBORY
State	IL
Zip	62282-0358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAYETTEVILLE TWP SEC13 LOT/SEC-13-SUBL/TWP-2S-BLK/RG-6W LOT 3-4 MILLS ADD BY WILL 88-P-62 A02577972
Legal Range	06W
Legal Township	02S
Legal Section	13
Legal Subdivision	FAYETTEVILLE TWP
Legal Block	206
Legal Lot Number	3,4
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2036
Census Tract	504002

Owner

Source: St. Clair County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	822 SPARTA ST, SAINT LIBORY, IL 62282-0358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
May 31, 2018	Warranty Deed, Construction Loan · Construction Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2026A02897793
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 7, 2026
Property Address	822 SPARTA ST, SAINT LIBORY, IL 62282-0358
Document Number	0002897793
Instrument Date	Oct 7, 2026
Instrument	20262897793
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$26,512.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 SPARTA ST, SAINT LIBORY, IL 62282-0358

Mortgage

Date	Oct 7, 2026

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 31, 2018
Property Address	822 SPARTA ST, SAINT LIBORY, IL 62282-0358
Document Number	00A2577972
Instrument Date	May 30, 2018
Instrument	2577972
Transaction Type	Construction Loan
Record Updated	Jun 18, 2018
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1526 THUNDERBIRD LN BELLEVILLE IL 622216714, BELLEVILLE, IL 62221-6714

Mortgage

Document Number	A2577973
Date	May 31, 2018
Instrument	2577973

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 30, 2019

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,210.00 (+21.54%)	$40,490 (+29.88%) Land $3,242 Building $37,248	$121,470 (+29.88%) Land $9,726 Building $111,744
2022		$31,174 Land $2,495 Building $28,679	$93,522 Land $7,485 Building $86,037
2019	$2,641.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LIBORY serves 628 people · EPA ID IL1631200
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Egyptian Telephone Cooperative Association Fiber	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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