822 SE 37th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 822 SE 37th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$91,500 (Feb 2015)
Tax Bill	$960 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-24-37-35-0010-00180-0150`

Property Details

APN / Parcel Number

Primary APN	`1-24-37-35-0010-00180-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,226 sqft Heated Area
Gross Area	2,442 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	107 ft deep x 94 ft wide
Garage Type	Mixed
Porch	Open Porch
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	822 SE 37TH TER
City	OKEECHOBEE
State	FL
Zip	34974-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) THE SOUTH 56 FEET OF LOT 15 & THE NORTH 38 FEET OF LOT
Legal Range	35E
Legal Township	37S
Legal Section	24
Legal Subdivision	A REVISED AND ADDITION
Legal Block	18
Legal Lot Number	15,THE
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2019
Census Tract	910402

Owner

822 SE 37th Ter is owned and occupied by an individual who bought it in February 2015.

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	822 SE 37TH TER, OKEECHOBEE, FL 34974-3706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2015 · Amount on File
Deed Sale	Feb 24, 2015 · Amount on File
Prior Sale	Oct 20, 2014 · Amount on File
Deed Document Number	2015001830
Deed Book / Page	0756 / 1697
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	822 SE 37TH TER, OKEECHOBEE, FL 34974-3706
Document Number	0008101552
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 SE 37TH TER OKEECHOBEE FL 349743706, OKEECHOBEE, FL 34974-3706

Mortgage

Document Number	0008101552
Date	Jul 17, 2018
Book Page	000810/001552
Instrument	9217

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 16, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 822 SE 37th Ter was $960 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00 Homeowner's exemption	$110,659	$241,095 Land $36,378 Building $204,717
2023	$1,534.00 (+10.44%) Homeowner's exemption	$104,408 (+3%)	$224,776 (+21.59%) Land $28,294 Building $196,482
2022	$1,389.00 Homeowner's exemption	$101,367	$184,867 Land $17,381 Building $167,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 SE 37th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 SE 37th Ter is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20