822 Saint Clair St, Port Huron, MI 48060 Property Records

St. Clair County property record for 822 Saint Clair St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2026)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-365-0056-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-365-0056-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,204 sqft Living Area
1st Floor Area	808 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 31 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	822 SAINT CLAIR ST
City	PORT HURON
State	MI
Zip	48060-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	N 31 FT OF S 64 FT LOTS 3 & 4 BLK 6 SUBDIVISION OF THE FORT GRATIOT MILITARY RESERVATION
Legal Subdivision	SUBDIVISION
Legal Block	6
Legal Lot Number	3-4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2045
Census Tract	625001

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	822 SAINT CLAIR ST, PORT HURON, MI 48060-3617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · VA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORPO
Jan 22, 2026	Warranty Deed, Transfer · VA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Dec 2, 2024 · Amount on Record
Deed Document Number	20261503
Deed Book / Page	5891 / 222
Prior Transfer Date	Jul 11, 2024
Prior Transfer Doc	0005739584
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	822 SAINT CLAIR ST, PORT HURON, MI 48060-3617
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20118 NICKE ST, CLINTON TOWNSHIP, MI 48035-4050

Mortgage

Document Number	0005877727
Date	Dec 5, 2025
Book Page	5877/727
Instrument	2025023331

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORPO
Address	2350 GREEN RD STE 100B, ANN ARBOR, MI 48105

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 22, 2026
Property Address	822 SAINT CLAIR ST, PORT HURON, MI 48060-3617
Document Number	0005891222
Book / Page	5891 / 222
Map Reference	LB B PG 17
Instrument Date	Nov 20, 2025
Instrument	2026001503
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	UNKNOWN, COLONIAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4079 BLUE RIVER DR, SAINT CLAIR, MI 48079-3500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 SAINT CLAIR ST, PORT HURON, MI 48060-3617

Mortgage

Document Number	2025023331
Date	Jan 22, 2026
Instrument	2025023331

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,600 (+52.78%)	$137,200 (+52.78%)
2025	$3,006.00 (+145.19%) Homeowner's exemption	$44,900 (+22.68%)
2024	$1,226.00 (+34.14%)		$89,800 (+22.68%)
2023		$36,600
2022	$914.00		$73,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Duke Broadband, Verizon.

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