822 Saddleback Rdg, Hebron, KY 41048 Property Records

Boone County property record for 822 Saddleback Rdg, Hebron, KY 41048

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,862 sqft · built 1989
Lot Size	3.18 acres (138,521 sqft)
Owner	2 Individual Names on File
Last Sale	$386,000 (Aug 2019)
Tax Bill	$6,172 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034.00-02-060.00`

Property Details

APN / Parcel Number

Primary APN	`034.00-02-060.00`
Alternative APN	`41953`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,862 sqft Finished Area
Basement Area	2,016 sqft
Finished Basement	1,512 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Lot Area	138,521 sqft (3.18 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Patio Area	773 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	822 SADDLEBACK RDG
City	HEBRON
State	KY
Zip	41048-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 SEC 2 REPLAT BLK C RIVERSHORE FARMS (34B-60)
Legal Subdivision	THE RIVERSHORE FARMS SUBDIVISION
Legal Block	C
Legal Lot Number	60
Jurisdiction	BOONE KY
Township / Civil Division	HEBRON
Census Block Group	2
Census Block	2002
Census Tract	70404

Owner

822 Saddleback Rdg is owned and occupied by two individuals who bought it in August 2019.

Source: Boone County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	822 SADDLEBACK RDG, HEBRON, KY 41048-8729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Aug 14, 2019	Special Warranty Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO
Oct 4, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on File
Deed Sale	Aug 14, 2019 · Amount on File
Prior Sale	Oct 4, 2018 · Amount on File
Deed Document Number	2019780906
Deed Book / Page	1131 / 113
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	D0999/395
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	822 SADDLEBACK RDG, HEBRON, KY 41048-8729
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 SADDLEBACK RDG, HEBRON, KY 41048-8729

Mortgage

Document Number	0M4628/614
Date	Sep 2, 2022
Book Page	M4628/614
Instrument	888090

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 14, 2019
Property Address	822 SADDLEBACK RDG, HEBRON, KY 41048-8729
Document Number	D1131/113
Book / Page	D1131 / 113
Map Reference	SL 418B
Instrument Date	Jul 29, 2019
Instrument	780906
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 KINGSLEY DR, 5001, CINCINNATI, OH 45227-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	297 BUTTERMILK PIKE, FORT MITCHELL, KY 41017-2136

Mortgage

Document Number	780908
Date	Aug 14, 2019
Instrument	780908

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2039

October 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	BOONE KY
Recording Date	Oct 4, 2018
Property Address	822 SADDLEBACK RDG, HEBRON, KY 41048-8729
Document Number	D1116/300
Book / Page	D1116 / 300
Map Reference	SL 418B
Instrument Date	Sep 18, 2018
Instrument	761141
Transaction Type	Foreclosure
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 822 Saddleback Rdg was $6,172.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,172.00	$576,600 Land $125,000 Building $451,600
2024			$576,600 (+11.94%) Land $125,000 Building $451,600
2023	$5,576.00 (+0.92%)	$515,100 (-) Land $125,000 Building $390,100	$515,100 (-) Land $125,000 Building $390,100
2022	$5,525.00	$515,100 Land $125,000 Building $390,100	$515,100 Land $125,000 Building $390,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 Saddleback Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Saddleback Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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