Dallas County property record for 822 S Oak St, Buffalo, MO 65622
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,800 sqft · built 1976 |
| Lot Size | 0.351 acres (15,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,802 (Jun 2026) |
| Tax Bill | $965 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-7.0-26-003-011-007.000 |
| Primary APN | 09-7.0-26-003-011-007.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Base Area |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,300 sqft (0.351 acres) |
| Lot Dimensions | 170 ft deep x 90 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 822 S OAK ST |
|---|---|
| City | BUFFALO |
| State | MO |
| Zip | 65622-8580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 OAK GROVE SECOND ADDITION; LOT SIZE: 90' X 170' |
| Legal Range | 20W |
| Legal Township | 34N |
| Legal Section | 26 |
| Legal Subdivision | OAK GROVE SECOND ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | DALLAS MO |
| Township / Civil Division | SOUTH BENTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 480200 |
Source: Dallas County assessment roll, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 S OAK ST, BUFFALO, MO 65622-8580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 5, 2026 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Jul 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE COMPANY |
| Feb 25, 2026 | Warranty Deed, Transfer |
| Jul 28, 2023 | Warranty Deed, Transfer · FHA Mortgage GUARANTY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2023 · Amount on Record |
| Deed Document Number | 20261363 |
| Deed Book / Page | 2026 / 1363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | Jun 5, 2026 |
| Property Address | 822 S OAK ST, BUFFALO, MO 65622-8580 |
| Document Number | 0000001363 |
| Book / Page | 2026 / 1363 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20261363 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 S OAK ST, BUFFALO, MO 65622-8580 |
| Document Number | 0000001364, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20261364 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000001365, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 2026/1365 |
| Instrument | 20261365 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | Jul 14, 2026 |
| Property Address | 822 S OAK ST, BUFFALO, MO 65622-8580 |
| Document Number | 0000001700 |
| Book / Page | 2026 / 1700 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20261700 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18403 HIGHWAY B, WHEATLAND, MO 65779-8140 |
| Document Number | 0000001700, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 2026/1700 |
| Instrument | 20261700 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | Feb 25, 2026 |
| Property Address | 822 S OAK ST, BUFFALO, MO 65622-8580 |
| Document Number | 002026/435 |
| Book / Page | 2026 / 435 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 202600435 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 S OAK ST, BUFFALO, MO 65622-8580 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | Jul 28, 2023 |
| Property Address | 822 S OAK ST, BUFFALO, MO 65622-8580 |
| Document Number | 02023/1585 |
| Book / Page | 2023 / 1585 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 202301585 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 S OAK ST, BUFFALO, MO 65622-8580 |
| Document Number | 0202301586 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 202301586 |
| Name | GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Dallas County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Dallas County |
| Municipality | Buffalo City |
| Unified School District | Dallas County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $965.00 (+7.46%) | $21,700 (+7%) | $114,200 (+7.03%) Land $14,200 Building $100,000 |
| 2023 | $898.00 (+2.51%) | $20,280 (-6.97%) | $106,700 (-6.97%) Land $14,200 Building $92,500 |
| 2022 | $876.00 | $21,800 | |
| 2021 | $114,700 Land $14,200 Building $100,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO PWS serves 3,462 people · EPA ID MO5010114 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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