822 S Harris St, Wilber, NE 68465 Property Records

Saline County property record for 822 S Harris St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,687 sqft · built 1990
Lot Size	0.506 acres (22,044 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2025)
Tax Bill	$3,743 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20130-002-0005`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20130-002-0005`
Alternative APN	`760026211`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,687 sqft Living Area
1st Floor Area	1,687 sqft
Basement Area	1,681 sqft
Finished Basement	1,061 sqft
Unfinished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	22,044 sqft (0.506 acres)
Lot Dimensions	132 ft deep x 167 ft wide
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Patio Area	165 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	822 S HARRIS ST
City	WILBER
State	NE
Zip	68465-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	WILBER CITY DUDEK'S FIRST ADDITION ALL OF LOTS 7-8-9 & 1/2 VAC. 9TH ST AJD. TO LOTS BLK. 2
Legal Range	09
Legal Township	08
Legal Section	07
Legal Subdivision	WILBER CITY DUDEK'S FIRST ADDITION
Legal Block	2
Legal Lot Number	7-8-9
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	2
Census Block	2038
Census Tract	960900

Owner

822 S Harris St is owned and occupied by two individuals who bought it in September 2025.

Source: Saline County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	822 S HARRIS ST, WILBER, NE 68465-2445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK NEBRASKA
Sep 2, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK NEBRASKA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Dec 3, 2020 · Amount on File
Deed Document Number	20251347
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	822 S HARRIS ST, WILBER, NE 68465-2445
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	NEBRASKA TITLE COMPANY RFG, NEBRASKA TITLE CO BEATRICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100715
Date	Apr 21, 2021
Instrument	2021-00715

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Sep 2, 2025
Property Address	822 S HARRIS ST, WILBER, NE 68465-2445
Document Number	0202501347
Instrument Date	Sep 2, 2025
Instrument	2025-01347
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0202501348
Date	Sep 2, 2025
Instrument	2025-01348

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 822 S Harris St was $3,743, down 14.8% from the year before.

Source: Saline County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,285 (+8.93%) Land $31,020 Building $334,265	$365,285 (+8.93%) Land $31,020 Building $334,265
2025	$3,743.00 (-14.78%)	$335,345 (-10.38%) Land $31,020 Building $304,325	$335,345 (-10.38%) Land $31,020 Building $304,325
2024	$4,392.00 (-18.12%)	$374,200 (+14.02%) Land $21,480 Building $352,720	$374,200 (+14.02%) Land $21,480 Building $352,720
2023	$5,364.00	$328,195 Land $21,480 Building $306,715	$328,195 Land $21,480 Building $306,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 S Harris St in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	165 (1984–2018)
Most Recent Claim	Jul 2018 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 82 claims Severe Storms And Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 S Harris St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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