Boone County property record for 822 S Central St, Centralia, MO 65240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,273 sqft · built 2006 |
| Lot Size | 0.675 acres (29,418 sqft) |
| Owner | Individual Name on File |
| Last Sale | $418,950 (May 2026) |
| Tax Bill | $3,075 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-511-00-17-015-00 |
| Primary APN | 04-511-00-17-015-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,273 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 29,418 sqft (0.675 acres) |
| Lot Dimensions | 141 ft deep x 207 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 186 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 822 S CENTRAL ST |
|---|---|
| City | CENTRALIA |
| State | MO |
| Zip | 65240-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DEXTER SD LOTS N & O |
| Legal Range | 11W |
| Legal Township | 51N |
| Legal Section | 15 |
| Legal Subdivision | DEXTER SD |
| Legal Block | A02 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 2000 |
Source: Boone County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 822 S CENTRAL ST, CENTRALIA, MO 65240-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| Jan 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF MISSOURI |
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CTR |
| Jul 2, 2025 | Beneficiary Deed, Transfer |
| Jun 5, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on File |
| Deed Sale | May 18, 2026 · Amount on File |
| Prior Sale | Sep 18, 2023 |
| Deed Document Number | 20268995 |
| Deed Book / Page | 6153 / 4 |
| Prior Transfer Date | Jul 1, 2025 |
| Prior Transfer Doc | 0000011557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 822 S CENTRAL ST, CENTRALIA, MO 65240-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 822 S CENTRAL ST, CENTRALIA, MO 65240-1810 |
| Document Number | 0000021755 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 6085/86 |
| Instrument | 2025021755 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MO 65205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 822 S CENTRAL ST, CENTRALIA, MO 65240-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 822 S CENTRAL ST, CENTRALIA, MO 65240-1810 |
| Document Number | 0000000684 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | 5830/26 |
| Instrument | 2024000684 |
| Name | THE BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Address | PERRYVILLE, MO 63775 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 7.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 13.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | May 18, 2026 |
| Property Address | 822 S CENTRAL ST, CENTRALIA, MO 65240-1810 |
| Document Number | 0000008995 |
| Book / Page | 6153 / 4 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026.8995 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 S CENTRAL ST, CENTRALIA, MO 65240-1810 |
| Document Number | 0000008996, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026..8996 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Jul 2, 2025 |
| Property Address | 822 S CENTRAL ST, CENTRALIA, MO 65240-1810 |
| Document Number | 0000011557 |
| Book / Page | 6020 / 151 |
| Map Reference | MB 35 PG 84 |
| Instrument Date | Jul 1, 2025 |
| Instrument | 2025011557 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 S CENTRAL ST, CENTRALIA, MO 65240-1810 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Jun 5, 2020 |
| Property Address | 822 S CENTRAL ST, CENTRALIA, MO 65240-1810 |
| Document Number | 0000011838 |
| Book / Page | 005198 / 000136 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 11838 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 822 S CENTRAL ST CENTRALIA MO 652401810, CENTRALIA, MO 65240-1810 |
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Centralia City |
| Unified School District | Centralia R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,913 (-) Land $4,275 Building $45,638 | ||
| 2025 | $3,075.00 | $49,913 (+14.52%) Land $4,275 Building $45,638 | $262,700 (+14.52%) Land $22,500 Building $240,200 |
| 2023 | $43,586 Land $4,275 Building $39,311 | $229,400 Land $22,500 Building $206,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE COUNTY PWSD 10 serves 4,963 people · EPA ID MO3024059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Kingdom Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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