822 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 822 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,481 sqft · built 1982
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-20-10-000-000-015.000`

Property Details

APN / Parcel Number

Primary APN	`14-20-10-000-000-015.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	822 RIDGE RD
City	TROY
State	MO
Zip	63379-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.00 AC IN THE MID PT OF THE SWNE OF SEC 10
Legal Range	01E
Legal Township	49
Legal Section	10
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	3
Census Block	3012
Census Tract	810309

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	822 RIDGE RD, TROY, MO 63379-5648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 7, 2015
Deed Sale	Aug 7, 2015
Deed Document Number	2015006434
Deed Book / Page	2390 / 0826
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	822 RIDGE RD, TROY, MO 63379-5648
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2459/641
Date	Feb 17, 2021
Book Page	2459/641
Instrument	2021002140

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	822 RIDGE RD, TROY, MO 63379-5648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2447/364
Date	Jun 1, 2020
Book Page	2447/364
Instrument	2020005394

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,652.00 (+5.63%)	$27,031 (+7.08%) Land $5,263 Building $21,768	$142,270 (+7.08%) Land $27,700 Building $114,570
2023	$1,564.00 (+4.27%)	$25,243 Land $4,845 Building $20,398	$132,860 Land $25,500 Building $107,360
2022	$1,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
SysTec Wireless Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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