822 Ridge Rd, Munster, IN 46321 Property Records

Lake County property record for 822 Ridge Rd, Munster, IN 46321

Property Summary

Property TypeRegional Shopping Center, Mall
Details10,839 sqft · built 1947
Lot Size1.21 acres (52,795 sqft)
OwnerCompany Name on Record
Last Sale$2,000,000 (May 2008)
Tax Bill$50,201 (2024)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN007-18-28-0467-0001

Property Details

APN / Parcel Number

Primary APN007-18-28-0467-0001
Alternative APNs
  • 45-07-19-153-001.000-027
  • 182804670001

Interior

Units8 Units
Stories1 Story
Building Area10,839 sqft Gross Area
1st Floor Area10,839 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeFrame
Fire ResistanceMasonry Walls, Wood Interior
Lot Area52,795 sqft (1.21 acres)
View / LotTraffic

Utilities, Heating & Cooling

Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address822 RIDGE RD
CityMUNSTER
StateIN
Zip46321-1768
Property CategoryCommercial
Property TypeCommercial > Retail > Regional Shopping Center, Mall
Legal DescriptionDELOCKS FIRST ADD LOT 1
Legal SubdivisionDELOCKS FIRST ADD
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group4
Census Block4016
Census Tract40401

Owner

Source: Lake County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5215 OLD ORCHARD RD, 130, SKOKIE, IL 60077-1098
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2008 · Amount on Record
Deed SaleMay 28, 2008 · Amount on Record
Deed Document Number200838963
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address822 RIDGE RD, MUNSTER, IN 46321-1768
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006933
DateJan 30, 2018
Instrument2018 006933
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJan 15, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,920,400 (+1.62%) Land $1,122,600 Building $797,800$1,920,400 (+1.62%) Land $1,122,600 Building $797,800
2024$50,201.00 (+1.25%)
2023$1,889,800 (+2.46%) Land $1,122,600 Building $767,200$1,889,800 (+2.46%) Land $1,122,600 Building $767,200
2022$49,583.00$1,844,400 Land $1,079,400 Building $765,000$1,844,400 Land $1,079,400 Building $765,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims129 (1982–2026)
Claims Outside the SFHA8 of 129
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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