822 Ramona Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 822 Ramona Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,773 sqft · built 2023
Lot Size	0.186 acres (8,094 sqft)
Owner	2 Trust Names on File
Last Sale	$880,000 (Oct 2023)
Tax Bill	$11,231 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2023 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`584-330-39-00`

Property Details

APN / Parcel Number

Primary APN	`584-330-39-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,773 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	8,094 sqft (0.186 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	822 RAMONA AVE
City	SPRING VALLEY
State	CA
Zip	91977-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 14 LOTS 31 & 32 ST CLSD ADJ & TR 000441
Legal Subdivision	COLONY/LA PRESA
Legal Tract	000441
Legal Block	14
Legal Lot Number	31,32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2021
Census Tract	13909

Owner

822 Ramona Ave is owner-occupied and held in a trust since October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2128 EL DOMINGO CIR, LANCASTER, CA 93536-5782
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 21, 2023	Intrafamily Transfer, Transfer
Apr 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage KATHLEEN R FITZGERALD TRUST
Oct 1, 2021	Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Oct 1, 2021	Grant Deed, Construction Loan · Construction Mortgage FIDELIS PRIVATE FUND LP
Aug 26, 2021	Intrafamily Transfer, Transfer INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY
Aug 26, 2021	Grant Deed, Transfer INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY
Jun 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	Oct 1, 2021 · Amount on File
Deed Document Number	2023267844
Prior Transfer Date	Jul 10, 2023
Prior Transfer Doc	0000194480
Record Updated	Sep 20, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2023
Property Address	822 RAMONA AVE, SPRING VALLEY, CA 91977-5126
Document Number	0000267844
Map Reference	MAP 441
Instrument Date	Sep 8, 2023
Instrument	2023-0267844
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2128 EL DOMINGO CIR, LANCASTER, CA 93536-5782

Mortgage

Document Number	0000267845
Date	Oct 3, 2023
Instrument	2023-0267845

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2023
Property Address	822 RAMONA AVE, SPRING VALLEY, CA 91977-5126
Document Number	0000194480
Map Reference	MAP 441
Instrument Date	Jul 10, 2023
Instrument	2023-0194480
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 LA PRESA AVE, SPRING VALLEY, CA 91977-4448

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	822 RAMONA AVE, SPRING VALLEY, CA 91977-5126
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086858
Date	Apr 4, 2023
Instrument	2023-0086858

Lender

Name	KATHLEEN R FITZGERALD TRUST
Type	Private Party
Address	217 CIVIC CENTER DR STE 2, VISTA, CA 92084

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2021
Property Address	822 RAMONA AVE, SPRING VALLEY, CA 91977-5126
Document Number	0000691640
Map Reference	MAP 441
Instrument Date	Sep 22, 2021
Instrument	2021-0691640
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 LA PRESA AVE, SPRING VALLEY, CA 91977-4448

October 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2021
Property Address	822 RAMONA AVE, SPRING VALLEY, CA 91977-5126
Document Number	0000691641
Map Reference	MAP 441
Instrument Date	Sep 20, 2021
Instrument	2021-0691641
Transaction Type	Construction Loan
Record Updated	Oct 12, 2021
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 LA PRESA AVE, SPRING VALLEY, CA 91977-4448

Mortgage

Document Number	0000691642
Date	Oct 1, 2021
Instrument	2021-0691642

Lender

Name	FIDELIS PRIVATE FUND LP
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2021
Property Address	822 RAMONA AVE, SPRING VALLEY, CA 91977-5126
Document Number	0000608281
Map Reference	MAP 441
Instrument Date	Aug 5, 2021
Instrument	2021-0608281
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 OCEAN BLF, NEWPORT BEACH, CA 92657-2124

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2021
Property Address	822 RAMONA AVE, SPRING VALLEY, CA 91977-5126
Document Number	0000608282
Map Reference	MAP 441
Instrument Date	Jul 21, 2021
Instrument	2021-0608282
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 CLEVELAND AVE UNIT 33904, 33904, SAN DIEGO, CA 92163-7078

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2017
Property Address	822 RAMONA AVE, SPRING VALLEY, CA 91977-5126
Document Number	0000291476
Instrument Date	Jun 12, 2017
Instrument	291476
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 OCEAN BLF NEWPORT COAST CA 926572124, NEWPORT COAST, CA 92657-2124

Tax Assessment & Valuation

The 2025 property tax bill for 822 Ramona Ave was $11,231 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$915,550 (+2%) Land $220,619 Building $694,931
2025	$11,231.00 Homeowner's exemption	$897,599 Land $216,294 Building $681,305
2023	$3,353.00 (+41.48%)	$158,100 Land $158,100
2022	$2,370.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 822 Ramona Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Ramona Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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