Henderson County property record for 822 Mill St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,144 sqft · built 2000 |
| Lot Size | 0.109 acres (4,774 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,500 (Sep 2019) |
| Tax Bill | $826 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-13-7-15 |
| Primary APN | 2-13-7-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Finished Area |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,774 sqft (0.109 acres) |
| Lot Dimensions | 108 ft deep x 44 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 397 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 45931 |
|---|---|
| Street Address | 822 MILL ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-4272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | EAST END |
| Legal Lot Number | 11 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20501 |
Source: Henderson County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 822 MILL ST, HENDERSON, KY 42420-4272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed, Transfer · FHA Mortgage FIFTH THIRD BANK |
| May 3, 2017 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on Record |
| Deed Sale | Sep 25, 2019 · Amount on Record |
| Prior Sale | May 7, 2013 · Amount on Record |
| Deed Document Number | 2019010596 |
| Deed Book / Page | RE 0639 / 787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Sep 25, 2019 |
| Property Address | 822 MILL ST, HENDERSON, KY 42420-4272 |
| Document Number | RE0639/787 |
| Book / Page | RE 0639 / 787 |
| Map Reference | MB 126 PG 188 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 2019010596 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | FOREMAN WATSON LAND TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6325 CHANEY RD, 6325, SPOTTSVILLE, KY 42458-9719 |
| Name | Verified Name |
|---|---|
| Address | 822 MILL ST, HENDERSON, MI 42480 |
| Investor | Possibly a Property Investor |
| Document Number | 2019010597 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 2019010597 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Number | MT1294/278 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | MT 1294/278 |
| Instrument | 2019010598 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 822 MILL ST, HENDERSON, KY 42420-4272 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017004980 |
|---|---|
| Date | May 3, 2017 |
| Book Page | MT 1238/454 |
| Instrument | 2017004980 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | SPOTTSVILLE, KY 42458 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Apr 17, 2022 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $826.00 (-0.72%) | $74,500 (-) | $74,500 (-) |
| 2023 | $832.00 (+0.85%) | $74,500 (-) | $74,500 (-) |
| 2022 | $825.00 | $74,500 | $74,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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