822 Loxford Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 822 Loxford Ter, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,433 sqft · built 1962
Lot Size	0.176 acres (7,664 sqft)
Owner	2 Company Names on Record
Last Sale	$620,076 (Sep 2021)
Tax Bill	$6,843 (2025)
Deeds & Mortgages	Jan 2026 Transfer Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-01350173`

Property Details

APN / Parcel Number

Primary APN	`13-01350173`
Alternative APN	`01350173`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,433 sqft Living Area
Gross Area	2,653 sqft
1st Floor Area	1,672 sqft
Basement Area	761 sqft
Finished Basement	761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,664 sqft (0.176 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01350173
Street Address	822 LOXFORD TER
City	SILVER SPRING
State	MD
Zip	20901-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	FOREST KNOLLS
Legal Subdivision	FOREST KNOLLS
Legal Block	H
Legal Lot Number	53
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1004
Census Tract	703210

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	822 LOXFORD TER, SILVER SPRING, MD 20901-1123
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Intrafamily Transfer, Transfer
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Sep 8, 2021	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Jul 6, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONAL INSTITUTES OF HEALTH FCU
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage ENVOY MTG
Nov 1, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Book / Page	63977 / 447
Prior Transfer Date	Mar 13, 2008
Prior Transfer Doc	111333
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 8, 2026
Property Address	822 LOXFORD TER, SILVER SPRING, MD 20901-1123
Document Number	0700160310
Book / Page	70016 / 310
Map Reference	MB 67 PL 6220
Instrument Date	Jan 8, 2026
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	822 LOXFORD TER, SILVER SPRING, MD 20901-1123

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	822 LOXFORD TER, SILVER SPRING, MD 20901-1123
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 LOXFORD TER, SILVER SPRING, MD 20901-1123

Mortgage

Document Number	0644770164
Date	Nov 3, 2021
Book Page	64477/164

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 8, 2021
Property Address	822 LOXFORD TER, SILVER SPRING, MD 20901-1123
Document Number	0639770447
Book / Page	63977 / 447
Map Reference	MB 67 PL 6220
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	GPN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,750.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	822 LOXFORD TER, SILVER SPRING, MD 20901-1123

Mortgage

Document Number	63977455
Date	Sep 8, 2021
Instrument	63977/455

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Jan 1, 2022

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	822 LOXFORD TER, SILVER SPRING, MD 20901-1123
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0562760351
Date	Jul 6, 2018
Book Page	56276/351

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union
Address	ROCKVILLE, MD 20850

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	May 1, 2028

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	822 LOXFORD TER, SILVER SPRING, MD 20901-1123
Document Number	0612300072
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	822 LOXFORD TER SILVER SPRING MD 209011123, SILVER SPRING, MD 20901-1123

Mortgage

Document Number	0612300072
Date	Dec 1, 2020
Book Page	061230/000072

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	822 LOXFORD TER, SILVER SPRING, MD 20901-1123
Document Number	0585560277
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	TITLE FORWARD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	822 LOXFORD TER SILVER SPRING MD 209011123, SILVER SPRING, MD 20901-1123

Mortgage

Document Number	0585560277
Date	Nov 22, 2019
Book Page	058556/000277

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,600 (+5.31%)	$711,800 (+15.93%) Land $185,200 Building $526,600
2025	$6,843.00 (-3.96%)	$614,000 (+23.56%) Land $185,200 Building $428,800	$614,000 (-) Land $185,200 Building $428,800
2024	$7,125.00 (+48.47%)
2023		$496,933	$614,000 Land $185,200 Building $428,800
2022	$4,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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