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822 Lauralee Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 822 Lauralee Dr, O Fallon, MO 63366 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,976 sqft · built 1989
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Jul 2010)
Tax Bill$3,620 (2025)
Deeds & MortgagesJun 2023 Mortgage
Dec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APNA892000512

Property Details

APN / Parcel Number

Primary APNA892000512
Alternative APN
  • 2-050A-6440-00-0044.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,976 sqft Living Area
Gross Area2,816 sqft
1st Floor Area988 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleBi-Level
Exterior MaterialWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area285 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA892000512
Street Address822 LAURALEE DR
CityO FALLON
StateMO
Zip63366-2150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWERWOOD EST LOT 44
Legal SubdivisionTOWERWOOD EST
Legal Lot Number44
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group4
Census Block4024
Census Tract311802

Owner

Source: St. Charles County records · APN A892000512

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address822 LAURALEE DR, O FALLON, MO 63366-2150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 01, 2019Loan Modification, Mortgage
US BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2010 · Amount on Record
Deed SaleJul 29, 2010 · Amount on Record
Prior SaleDec 08, 2009 · Amount on Record
Deed Document Number2010458490
Deed Book / Page5419 / 1761
Prior Transfer DateAug 23, 2002
Prior Transfer Doc0000089809
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address822 LAURALEE DR, O FALLON, MO 63366-2150
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address822 LAURALEE DR, O FALLON, MO 63366-2150
InvestorPossibly a Property Investor

Mortgage

Document Number0000025181
DateJun 28, 2023
Instrument2023R-025181
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueJun 01, 2063

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CHARLES MO
Property Address822 LAURALEE DR, O FALLON, MO 63366-2150
Document Number0072140708
Instrument DateDec 01, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address822 LAURALEE DR O FALLON MO 633662150, O FALLON, MO 63366-2150

Mortgage

Document Number0072140708
DateJan 10, 2020
Book Page007214/000708
Instrument19760
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueJan 09, 2050
Interest
Rate4.12%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,620.00$56,295 (+7.8%)$296,288 (+7.8%) Land $65,000 Building $231,288
2023$52,222
2022$274,852 Land $50,000 Building $224,852

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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