822 Joyce Ave, Merced, CA 95341 Property Records

Merced County property record for 822 Joyce Ave, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,408 sqft · built 1959
Lot Size	0.152 acres (6,635 sqft)
Owner	Individual Name on File
Tax Bill	$840 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`059-263-005-000`

Property Details

APN / Parcel Number

Primary APN	`059-263-005-000`
Alternative APN	`059-263-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,635 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	059-263-005
Street Address	822 JOYCE AVE
City	MERCED
State	CA
Zip	95341-6817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BARDINI TR LOT 14 36/7/13
Legal Subdivision	BARDINI TR
Legal Lot Number	14
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2006
Census Tract	1603

Owner

822 Joyce Ave is owned and occupied by an individual who acquired it in December 1998.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	822 JOYCE AVE, MERCED, CA 95341-6817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 3, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 1998
Deed Sale	Dec 30, 1998
Deed Document Number	199846918
Deed Book / Page	3814 / 561
Prior Transfer Date	Dec 18, 1998
Prior Transfer Doc	0000046918
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	822 JOYCE AVE, MERCED, CA 95341-6817
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 JOYCE AVE, MERCED, CA 95341-6817

Mortgage

Document Number	0000014598
Date	Mar 31, 2021
Instrument	2021014598

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	822 JOYCE AVE, MERCED, CA 95341-6817
Document Number	0000014711
Instrument Date	May 6, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 JOYCE AVE MERCED CA 953416817, MERCED, CA 95341-6817

Mortgage

Document Number	0000014711
Date	May 17, 2018
Instrument	14711

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 16, 2033

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jan 3, 2017
Property Address	822 JOYCE AVE, MERCED, CA 95341-6817
Document Number	0000000143
Map Reference	VOL14 PG40
Instrument Date	Dec 20, 2016
Instrument	2017000143
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 JOYCE AVE, MERCED, CA 95341-6817

Mortgage

Document Number	0000000144
Date	Jan 3, 2017
Instrument	2017000144

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 822 Joyce Ave was $840 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$83,204 (+2%) Land $5,605 Building $77,599
2025	$840.00 Homeowner's exemption	$81,574 Land $5,496 Building $76,078
2023	$781.00 (+1.69%) Homeowner's exemption	$78,409 Land $5,284 Building $73,125
2022	$768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 822 Joyce Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	3 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Joyce Ave is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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