Durham County property record for 822 Gerard St, Durham, NC 27701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1997 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Sep 2026) |
| Tax Bill | $3,840 (2025) |
| Deeds & Mortgages | Sep 2026 Sale May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0821-36-5788 |
| Primary APN | 0821-36-5788 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Heated Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 110 ft deep x 71 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 822 GERARD ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27701-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5(2) |
| Legal Description | HABITAT FOR HUMANITY INC/ LT#13 PL:000133-000099 |
| Legal Subdivision | HABITAT FOR HUMANITY INC |
| Legal Lot Number | 13 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 500 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 822 GERARD ST, DURHAM, NC 27701-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 15, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Dec 13, 2018 | Warranty Deed, Transfer SYSTEM OPERATIONS SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on Record |
| Deed Sale | Sep 3, 2026 · Amount on Record |
| Prior Sale | Sep 5, 2024 · Amount on Record |
| Deed Document Number | 2026186622 |
| Deed Book / Page | 10619 / 200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Sep 3, 2026 |
| Property Address | 822 GERARD ST, DURHAM, NC 27701-3039 |
| Document Number | 0000186622 |
| Book / Page | 10619 / 200 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 2026186622 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $73,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 GERARD ST, DURHAM, NC 27701-3039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | May 15, 2019 |
| Property Address | 822 GERARD ST, DURHAM, NC 27701-3039 |
| Document Number | 0086560260 |
| Book / Page | 008656 / 000260 |
| Instrument Date | May 8, 2019 |
| Instrument | 15937 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 822 GERARD ST DURHAM NC 277013039, DURHAM, NC 27701-3039 |
| Document Number | 86560262 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 008656/000262 |
| Instrument | 15938 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Dec 13, 2018 |
| Property Address | 822 GERARD ST, DURHAM, NC 27701-3039 |
| Document Number | 0085610891 |
| Book / Page | 8561 / 891 |
| Map Reference | MB 133 PG 99 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 2018042722 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5316 KERLEY RD, DURHAM, NC 27705-5228 |
| Document Number | 2018042723 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2018042723 |
| Name | SYSTEM OPERATIONS SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 12, 2019 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,884 (-) Land $236,000 Building $141,884 | $377,884 (-) Land $236,000 Building $141,884 | |
| 2025 | $3,840.00 (+104.26%) | $377,884 (+163.19%) Land $236,000 Building $141,884 | $377,884 (+163.19%) Land $236,000 Building $141,884 |
| 2023 | $1,880.00 (+2.34%) | $143,581 Land $73,937 Building $69,644 | $143,581 Land $73,937 Building $69,644 |
| 2022 | $1,837.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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