Montgomery County property record for 822 E Union Ave, Litchfield, IL 62056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.332 acres (14,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,000 (Jun 2026) |
| Tax Bill | $4,027 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| APN | 10-33-453-004 |
| Primary APN | 10-33-453-004 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,497 sqft (0.332 acres) |
|---|
| Street Address | 822 E UNION AVE |
|---|---|
| City | LITCHFIELD |
| State | IL |
| Zip | 62056-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 2/3 LOTS 1-4 & 5 BLK 83 P C HUGGINS ADD 9-5-1178 S T00 R |
| Legal Subdivision | P C HUGGINS ADD |
| Legal Block | 83 |
| Legal Lot Number | 1-4 |
| Jurisdiction | MONTGOMERY IL |
| Township / Civil Division | NORTH LITCHFIELD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 957800 |
Source: Montgomery County records · APN 10-33-453-004
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 822 E UNION AVE, LITCHFIELD, IL 62056-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 08, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST NA |
| Dec 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2026 · Amount on Record |
| Deed Sale | Jun 08, 2026 · Amount on Record |
| Prior Sale | Oct 01, 1998 · Amount on Record |
| Deed Document Number | 20261661 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Recording Date | Jun 08, 2026 |
| Property Address | 822 E UNION AVE, LITCHFIELD, IL 62056-1643 |
| Document Number | 0202601661 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20261661 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,057.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 822 E UNION AVE, LITCHFIELD, IL 62056-1643 |
| Date | Jun 08, 2026 |
|---|
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 822 E UNION AVE, LITCHFIELD, IL 62056-1643 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001777/439 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 1777/439 |
| Instrument | 202201189 |
| Name | CNB BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 12, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 822 E UNION AVE, LITCHFIELD, IL 62056-1643 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1739/475 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | 1739/475 |
| Instrument | 202004501 |
| Name | BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Montgomery County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Montgomery County |
| County Subdivision | North Litchfield Township |
| Municipality | Litchfield City |
| Unified School District | Litchfield Community Unit School District 12 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,027.00 (+5.75%) Homeowner's exemption | $54,790 (+6.93%) Land $10,470 Building $44,320 | $164,370 (+6.93%) Land $31,410 Building $132,960 |
| 2024 | $3,808.00 | $51,240 Land $9,790 Building $41,450 | $153,720 Land $29,370 Building $124,350 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171359578001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jun 1980, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Computer Techniques | Fiber | 2,000 / 2,000 |
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| AMG Technology Investment Group | Fixed Wireless (licensed-by-rule) | 1,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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