822 E Main St, Whitesboro, TX 76273 Property Records

Grayson County property record for 822 E Main St, Whitesboro, TX 76273

Property Summary

Property TypeSingle Family Home
Details1,946 sqft · built 1935
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on Record
Tax Bill$1,422 (2024)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNW005 104208803

Property Details

APN / Parcel Number

Primary APNW005 104208803
Alternative APN
  • 209534

Interior

Stories1 Story
Building Area1,946 sqft Living Area
1st Floor Area1,946 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1980
Lot Area30,928 sqft (0.71 acres)
PorchOpen Porch
Porch Area340 sqft

Location & Zoning

Street Address822 E MAIN ST
CityWHITESBORO
StateTX
Zip76273-1913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG-1042 RITCHEY WILLIAM A-G1042, ACRES .71
Legal SubdivisionRITCHEY WILLIAM A-G1042
JurisdictionGRAYSON TX
Township / Civil DivisionNORTHWEST GRAYSON
Census Block Group3
Census Block3012
Census Tract1103

Owner

Source: Grayson County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address822 1/2 E MAIN ST, WHITESBORO, TX 76273-1913
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2023
Deed SaleMar 22, 2023
Prior SaleJun 24, 2011 · Amount on Record
Deed Document Number20236977
Prior Transfer DateMar 21, 2023
Prior Transfer Doc0000006977
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address822 E MAIN ST, WHITESBORO, TX 76273-1913
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address822 E MAIN ST 12, 12, WHITESBORO, TX 76273-1913

Mortgage

Document Number0000033665
DateDec 30, 2025
Instrument2025-33665
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Address1400 W MAIN ST, DURANT, OK 74701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityWhitesboro City
Unified School DistrictWhitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$67,785 (-11.94%) Land $26,904 Building $40,881$67,785 (-11.94%) Land $26,904 Building $40,881
2024$1,422.00 (-33.89%)
2023$76,976 Land $24,858 Building $52,118$76,976 Land $24,858 Building $52,118
2022$2,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WHITESBORO
serves 4,192 people · EPA ID TX0910010
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
500 / 100
ElektraFi
Fixed Wireless
400 / 60
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

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