822 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 822 E J St, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,294 sqft · built 1985
Lot Size0.156 acres (6,807 sqft)
Owner2 Individual Names on File
Last Sale$1,026,000 (May 2023)
Tax Bill$12,903 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN640-222-34-00

Property Details

APN / Parcel Number

Primary APN640-222-34-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,294 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area6,807 sqft (0.156 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address822 E J ST
CityCHULA VISTA
StateCA
Zip91910-6649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 101 TR 010715
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract010715
Legal Block3
Legal Lot Number101
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract13409

Owner

Source: San Diego County records · APN 640-222-34-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address822 E J ST, CHULA VISTA, CA 91910-6649
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 09, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2023 · Amount on Record
Deed SaleMay 31, 2023 · Amount on Record
Prior SaleSep 30, 2009 · Amount on Record
Deed Document Number2023142329
Prior Transfer DateJan 21, 2003
Prior Transfer Doc0000231976
Record UpdatedSep 20, 2026

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 31, 2023
Property Address822 E J ST, CHULA VISTA, CA 91910-6649
Document Number0000142329
Map ReferenceMAP 10715
Instrument DateMay 16, 2023
Instrument2023-0142329
Transaction TypeTransfer
Record UpdatedJun 08, 2023
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address822 E J ST, CHULA VISTA, CA 91910-6649

Mortgage

Document Number0000142330
DateMay 31, 2023
Instrument2023-0142330
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address822 E J ST, CHULA VISTA, CA 91910-6649
Document Number0000537999
Instrument DateSep 09, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address822 E J ST CHULA VISTA CA 919106649, CHULA VISTA, CA 91910-6649

Mortgage

Document Number0000537999
DateSep 14, 2020
Instrument537999
Lender
NameFREEDOM MORTGAGE CORP FREEDOM MORTGAGE CORP
TypeBank
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,088,798 (+2%) Land $827,742 Building $261,056
2025$12,903.00 (+211.74%)$1,067,450 (+115.66%) Land $811,512 Building $255,938
2023$4,139.00 (-2.84%)$494,980 Land $254,920 Building $240,060
2022$4,260.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730134093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 515 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, Wyyerd Group.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E J St

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