Calloway County property record for 822 Coldwater Rd, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 1,532 sqft |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Sep 2006) |
| Tax Bill | $301 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-0-0017-00004 |
| Primary APN | 001-0-0017-00004 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,532 sqft Living Area |
| Exterior Material | Composition/Composite |
|---|---|
| Construction Type | Concrete |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Electric |
| Account Number | 32679 |
|---|---|
| Street Address | 822 COLDWATER RD |
| City | MURRAY |
| State | KY |
| Zip | 42071-1663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 822 & 822A COLDWATER & 101 PARK |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10303 |
822 Coldwater Rd is owned and occupied by an individual who bought it in September 2006.
Source: Calloway County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 822 COLDWATER RD, MURRAY, KY 42071-1663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2006 · Amount on File |
| Deed Sale | Sep 28, 2006 · Amount on File |
| Deed Document Number | 0000663603 |
| Deed Book / Page | 663 / 603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 822 COLDWATER RD, MURRAY, KY 42071-3404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1254/251 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 1254/251 |
| Instrument | 641113 |
| Name | THE MURRAY BANK |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 822 Coldwater Rd was $301.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Murray Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $301.00 | $60,000 | $60,000 |
| 2023 | $232.00 | $40,000 | $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 822 Coldwater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 822 Coldwater Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Murray Electric System Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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